WEST COAST BANCORP /CA/
SC 13G, 1999-02-16
STATE COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                  Schedule 13G

                    Under the Securities Exchange Act of 1934
                               (Amendment No. 14)*


                               WEST COAST BANCORP
                                 --------------
                                (Name of Issuer)


                           COMMON STOCK, NO PAR VALUE
                                 --------------
                         (Title of Class of Securities)


                                   952143-10-5
                                 --------------
                                 (CUSIP Number)

Check the following box if a fee is being paid with this  statement  ___. (A fee
is not required only if the filing person:  (1) has a previous statement on file
reporting  beneficial  ownership  of more  than  five  percent  of the  class of
securities  described  in Item 1;  and (2) has  filed  no  amendment  subsequent
thereto reporting  beneficial  ownership of five percent or less of such class.)
(See Rule 13d-7.)

*The  remainder of this cover page shall be filled out for a reporting  person's
initial filing on this form with respect to the subject class of securities, and
for any  subsequent  amendment  containing  information  which  would  alter the
disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the  Securities  Exchange  Act of
1934 ("Act") or otherwise  subject to the liabilities of that section of the Act
but  shall be  subject  to all other  provisions  of the Act  (however,  see the
Notes).







                        (Continued on following page(s))
                                Page 1 of 5 Pages


<PAGE>


CUSIP No. 952143-10-5
13G

1.   NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON:
     JOHN B. JOSEPH
     ###-##-####

2.   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*:
     NOT A MEMBER OF A GROUP

3.   SEC USE ONLY

4.   CITIZENSHIP OR PLACE OF ORGANIZATION:
     UNITED STATES

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH:

5.   SOLE VOTING POWER:
     958,690

6.   SHARED VOTING POWER:
     -0-

7.   SOLE DISPOSITIVE POWER:
     958,690

8.   SHARED DISPOSITIVE POWER:
     -0-

9.   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON:
     958,690      NOTE: SEE ATTACHMENT "A"

10.  CHECK BOX IF THE  AGGREGATE  AMOUNT IN ROW (9)  EXCLUDES  CERTAIN  SHARES*:
     INCLUDES 600 SHARES HELD BY MR. JOSEPH AS CUSTODIAN FOR HIS CHILDREN, AS TO
     WHICH MR. JOSEPH DISCLAIMS BENEFICIAL OWNERSHIP.

11.  PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9:
     10.28%

12.  TYPE OF REPORTING PERSON*
     IN



                      *SEE INSTRUCTION BEFORE FILLING OUT!



                                Page 2 of 5 Pages


<PAGE>




ATTACHMENT "A"

Includes 65,000 shares which Mr. Joseph has a right to acquire within 60 days of
December 31, 1998, pursuant to the exercise of stock options.













































                                Page 3 of 5 Pages



<PAGE>


ITEM 1.       INFORMATION REGARDING ISSUER
         (a)  NAME:        WEST COAST BANCORP
         (b)  ADDRESS OF PRINCIPAL EXECUTIVE OFFICES:
              535 E. First Street
              Tustin, CA 92780

ITEM 2.       INFORMATION REGARDING PERSON FILING
         (a)  NAME:        JOHN B. JOSEPH

         (b)  ADDRESS OF PRINCIPAL BUSINESS OFFICE:
              1540 S. Lewis Street
              Anaheim, CA 92805

         (c)  CITIZENSHIP:   UNITED STATES

         (d)  TITLE OF CLASS OF SECURITIES:
              COMMON STOCK, NO PAR VALUE

         (e)  CUSIP NUMBER:  952143-10-5

ITEM 3.       DESIGNATED SPECIAL PERSON
              NOT APPLICABLE

ITEM 4.       OWNERSHIP
              SEE ITEMS 5-11 ON COVER PAGE WHICH ARE INCORPORATED
              HEREIN BY THIS REFERENCE

ITEM 5.       OWNERSHIP OF 5% OR LESS OF A CLASS
              NOT APPLICABLE

ITEM 6.       OWNERSHIP OF MORE THAN 5% ON BEHALF OF ANOTHER PERSON
              NOT APPLICABLE

ITEM 7.       IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED
              THE  SECURITY  BEING  REPORTED  ON BY THE PARENT  HOLDING  COMPANY
              NOT APPLICABLE

ITEM 8.       IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP
              NOT APPLICABLE

ITEM 9.       NOTICE OF DISSOLUTION OF GROUP
              APPLICABLE










                                Page 4 of 5 Pages


<PAGE>


ITEM 10.      CERTIFICATION
              NOT APPLICABLE




SIGNATURE
After a reasonable inquiry and to the best of my knowledge and belief, I certify
that the information set forth in this statement is true, complete and correct.

DATED:     February 12, 1999
           Providing information
           As of December 31, 1998

                           BY: ________________________
                                    JOHN B. JOSEPH




































                                Page 5 of 5 Pages



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