NORTH FORK BANCORPORATION INC
8-K, 2000-01-12
STATE COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION

                              WASHINGTON D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT






     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported) - JANUARY 11, 2000
                                                          ----------------



                         NORTH FORK BANCORPORATION, INC.
                       -----------------------------------
             (Exact name of Registrant as specified in its charter)




         DELAWARE                    1-10458                  36-3154608
- ----------------------------       -----------             ------------------
(State or other jurisdiction       (Commission               (IRS Employer
    of incorporation)              File Number)            Identification No.)



          BROAD HOLLOW ROAD
         MELVILLE, NEW YORK                                       11747
      -----------------------                                   ----------
(Address of principal executive offices)                        (Zip Code)




 Registrant's telephone number, including area code:        (631) 844-1004
                                                             --------------


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ITEM 5.    OTHER EVENTS
- -----------------------

     North Fork Bancorporation, Inc. issued a press release announcing that it
has received requisite regulatory approvals from the Federal Reserve Bank, the
Federal Deposit Insurance Corporation and the New York State Banking Department
necessary to acquire JSB Financial, Inc., the parent of Jamaica Savings Bank and
Reliance Bancorp, Inc., the parent of Reliance Federal Savings Bank. The special
meeting and record dates for each of the companies seeking shareholder approval
are included herein.


ITEM 7.  FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
- ---------------------------------------------------------------------------




(a)      Financial Statements of the Business Acquired.
         Not Applicable


(b)      Pro Forma Financial Information
         Not Applicable


(c)      Exhibits
         99.1     Press Release dated January 11, 2000




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<PAGE>   3


                                    SIGNATURE



         Pursuant to the requirements of the Securities and Exchange Act of
1934, the Registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.


Date:               January 12, 2000



NORTH FORK BANCORPORATION, INC.


By:
      /s/  Daniel M. Healy
      -------------------------------
      Daniel M. Healy
      Executive Vice President and
      Chief Financial Officer

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                               NORTH FORK BANCORP
   275 BROAD HOLLOW ROAD, MELVILLE, NY 11747 (516) 844-1004 FAX (516) 694-1536


FOR IMMEDIATE RELEASE
                                                        CONTACT: DANIEL M. HEALY
                                                        EXECUTIVE VICE PRESIDENT
                                                        CHIEF FINANCIAL OFFICER


                            NORTH FORK BANCORPORATION
                     ISSUES CLARIFICATION TO EARLIER RELEASE


         MELVILLE, NY - JANUARY 11, 2000 - NORTH FORK BANCORPORATION, INC.
(NYSE:NFB) announced earlier today that it has received requisite regulatory
approvals from the Federal Reserve Bank, the Federal Deposit Insurance
Corporation and the New York State Banking Department necessary to acquire JSB
Financial, Inc. (NYSE:JSB), the parent of Jamaica Savings Bank and Reliance
Bancorp, Inc. (NASDAQ/NMS:RELY), the parent of Reliance Federal Savings Bank.

         The special meeting and record dates for each of the companies seeking
shareholder approval for the mergers are as follows:

                                      Meeting Date            Record Date
                                      -------------          -------------

North Fork Bancorporation             Feb. 11, 2000          Dec. 15, 1999

JSB Financial                         Feb. 10, 2000          Dec. 27, 1999

Reliance Bancorp                      Feb. 10, 2000          Jan. 7, 2000

         North Fork, when combined with JSB and RELY, will have total assets of
approximately $16 billion and will operate through 150 branch locations
throughout the New York Metropolitan area and Connecticut.






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