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INDEPENDENT AUDITORS' CONSENT We consent to the use in this Current Report on Form 8-K under the Securities Exchange Act of 1934 of North Valley Bank dated October 25, 2000 of our report dated February 4, 2000 insofar as such report relates to the financial statements of Six Rivers National Bank for the year ended December 31, 1999. By: /s/DELOITTE & TOUCHE, LLP ------------------------- Deloitte & Touche, LLP Sacramento, California October 25, 2000 8
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