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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SUMMIT
BANCSHARES AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 8,423
<INT-BEARING-DEPOSITS> 34,432
<FED-FUNDS-SOLD> 10,370
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 19,465
<INVESTMENTS-MARKET> 0
<LOANS> 62,259
<ALLOWANCE> 1,324
<TOTAL-ASSETS> 140,110
<DEPOSITS> 123,193
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,077
<LONG-TERM> 0
0
0
<COMMON> 3,694
<OTHER-SE> 12,146
<TOTAL-LIABILITIES-AND-EQUITY> 140,110
<INTEREST-LOAN> 1,752
<INTEREST-INVEST> 989
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 2,741
<INTEREST-DEPOSIT> 704
<INTEREST-EXPENSE> 704
<INTEREST-INCOME-NET> 2,037
<LOAN-LOSSES> 30
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,094
<INCOME-PRETAX> 1,002
<INCOME-PRE-EXTRAORDINARY> 1,002
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 577
<EPS-BASIC> 1.26
<EPS-DILUTED> 1.25
<YIELD-ACTUAL> 8.58
<LOANS-NON> 145
<LOANS-PAST> 85
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,273
<CHARGE-OFFS> 0
<RECOVERIES> 21
<ALLOWANCE-CLOSE> 1,324
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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