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SUMMIT CASH RESERVES FUND OF
FINANCIAL INSTITUTIONS SERIES TRUST
October 2, 1995
VIA ELECTRONIC FILING
Securities and Exchange Commission
450 Fifth Street, N.W.
Judiciary Plaza
Washington, D.C. 20549
Attn: Division of Investment Management
Re: Summit Cash Reserves Fund of Financial
Institutions Series Trust
Post-Effective Amendment No. 14 to the
Registration Statement on Form N-1A
(Securities Act File No. 2-78646;
Investment Company Act File No. 811-3189)
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Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933, as amended (the
"1933 Act"), Summit Cash Reserves Fund of Financial Institutions Series Trust
(the "Fund") hereby certifies that:
(1) the form of prospectus and Statement of Additional Information that
would have been filed pursuant to Rule 497(c) under the 1933 Act would
not have differed from that contained in Post-Effective Amendment No.
14 to the Fund's Registration Statement on Form N-1A, constituting
the most recent amendment to the Fund's Registration Statement on Form
N-1A; and
(2) the text of Post-Effective Amendment No. 14 to the Fund's
Registration Statement on Form N-1A was filed electronically
with the Securities and Exchange Commission on September 27, 1995.
Very truly yours,
SUMMIT CASH RESERVES FUND OF
FINANCIAL INSTITUTIONS SERIES TRUST
By: /s/ Robert Harris
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Robert Harris, Secretary
