SOUTHEASTERN BANKING CORP
10-Q, EX-27, 2000-11-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          13,830
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 1,610
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    119,317
<INVESTMENTS-CARRYING>                          27,246
<INVESTMENTS-MARKET>                            27,098
<LOANS>                                        173,908
<ALLOWANCE>                                      3,579
<TOTAL-ASSETS>                                 346,319
<DEPOSITS>                                     289,201
<SHORT-TERM>                                     6,509
<LIABILITIES-OTHER>                              3,150
<LONG-TERM>                                      5,000
                                0
                                          0
<COMMON>                                         4,476
<OTHER-SE>                                      37,984
<TOTAL-LIABILITIES-AND-EQUITY>                 346,319
<INTEREST-LOAN>                                 13,607
<INTEREST-INVEST>                                6,646
<INTEREST-OTHER>                                   156
<INTEREST-TOTAL>                                20,409
<INTEREST-DEPOSIT>                               8,268
<INTEREST-EXPENSE>                               8,645
<INTEREST-INCOME-NET>                           11,765
<LOAN-LOSSES>                                      900
<SECURITIES-GAINS>                                   7
<EXPENSE-OTHER>                                  8,164
<INCOME-PRETAX>                                  5,239
<INCOME-PRE-EXTRAORDINARY>                       3,690
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,690
<EPS-BASIC>                                       1.06
<EPS-DILUTED>                                     1.06
<YIELD-ACTUAL>                                    5.02
<LOANS-NON>                                        874
<LOANS-PAST>                                     1,378
<LOANS-TROUBLED>                                   350
<LOANS-PROBLEM>                                  2,677
<ALLOWANCE-OPEN>                                 3,223
<CHARGE-OFFS>                                      862
<RECOVERIES>                                       318
<ALLOWANCE-CLOSE>                                3,579
<ALLOWANCE-DOMESTIC>                             3,579
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0



</TABLE>


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