<PAGE>
[LETTERHEAD OF MASSMUTUAL APPEARS HERE]
May 2, 1997
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Massachusetts Mutual Life Insurance Company
Massachusetts Mutual Variable Annuity Separate Account 1 (Flex Annuity)
File No. 2-75412
Massachusetts Mutual Variable Annuity Separate Account 2 (Flex Annuity)
File No. 2-75413
Dear Commissioners:
On behalf of Massachusetts Mutual Life Insurance Company (the "Company") and
Massachusetts Mutual Variable Annuity Separate Accounts 1 & 2 - Flex Annuity
(the "Separate Accounts"), I am filing a certification pursuant to paragraph (j)
of Rule 497 under the Securities Act of 1933. In this regard, I certify that
the form of prospectus and Statement of Additional Information ("SAI") for
certain deferred variable annuity contracts offered by the Company through the
Separate Accounts otherwise required to be filed under paragraph (c) of Rule 497
would not have differed from the form of prospectus and SAI contained in post-
effective amendment number 16 to the Form N-4 registration statement for the
Separate Accounts that was filed electronically with the Securities and Exchange
Commission on or about April 25, 1997.
Sincerely,
/s/ James M. Rodolakis
James M. Rodolakis
Counsel
