[KEMPER LIFE INSURANCE COMPANIES LETTERHEAD]
July 7, 1995
Dear Policy Owner:
A special shareholders meeting for the portfolios underlying your
Kemper Investors Life Insurance Company (Kemper) insurance
product is scheduled for September 19, 1995 to vote on various
proposals. As a Kemper policy owner, you are entitled to give us
instructions to vote on your behalf.
The enclosed Proxy and Voting Instruction Statement and related
materials contain details, and we encourage you to read them
carefully. For your convenience, a voting instruction card for
the portfolio in which you are invested is included, as well as a
postage paid envelope. You should use the enclosed voting
instruction card to transmit your voting instructions to us. If
you are invested in more than one portfolio, you will receive a
voting instruction card for each. Please be sure to vote each
voting instruction card you receive.
Any questions you have concerning your Kemper policy or these
proposals may be directed to your Kemper representative or to our
Client Services Department at 1-800-621-5001. As always, we
appreciate your business and look forward to serving your
insurance needs for many years to come.
Sincerely,
KEMPER INVESTORS LIFE INSURANCE COMPANY
