<PAGE> 1
Exhibit 10
CONSENT OF INDEPENDENT ACCOUNTANTS
To Board of Directors of
Kemper Investors Life Insurance Company and
Contract Owners of KILICO Individual and Group Variable and Market Value
Adjusted Deferred Annuity Contracts
We consent to the inclusion in this registration statement on the Form N-4 (File
Nos. 333-32840 and 811-3199) of our report dated February 24, 2000, on our audit
of the financial statements of Kemper Investors Life Insurance Company's KILICO
Variable Annuity Separate Account and to the reference to our firm under the
caption "Experts".
PricewaterhouseCoopers LLP
Chicago, Illinois
June 16, 2000
<PAGE> 2
CONSENT OF INDEPENDENT ACCOUNTANTS
To Board of Directors of
Kemper Investors Life Insurance Company and
Contract Owners of KILICO Individual and Group Variable and Market Value
Adjusted Deferred Annuity Contracts
We consent to the inclusion in this registration statement on the Form N-4 (File
Nos. 333-32840 and 811-3199) of our report dated March 17, 2000, on our audit of
the consolidated financial statements of Kemper Investors Life Insurance Company
and to the reference to our firm under the caption "Experts".
PricewaterhouseCoopers LLP
Chicago, Illinois
June 16, 2000
