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PRICING SUPPLEMENT NO. 159 TO PROSPECTUS DATED April 16, 1993
RULE NO. 424 (b) (2)
REGISTRATION NO. 33-44594
(AS SUPPLEMENTED June 11, 1993)
IBM CREDIT CORPORATION
MEDIUM-TERM NOTE
(DUE FROM 9 MONTHS TO 30 YEARS FROM DATE OF ISSUE)
(FIXED RATE NOTE)
Principal Amount: $100,000.00 Designation : N9402006
Issue Price (as a % of Principal Amount): 99.671% Orig. Issue Date : 02/22/94
Record Dates: 02/15, 08/15 Maturity Date : 02/21/97
Interest Payment Dates: 02/15, 08/15 Initial Int. Rate: 5.08000% per yr.
Redemption:
Check opposite applicable paragraph.
XXX
----- The Notes cannot be redeemed prior to maturity.
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----- The Notes may be redeemed prior to maturity.
Initial Redemption Date: N/A
The Optional Redemption Price shall initially be N/A of the principal
amount of the Note to be redeemed and shall decline at each anniversary
of the Initial Redemption Dates by N/A of the principal amount to be
redeemed until the Optional redemption Price is 100% of such principal
amount.
DATED 02/21/94
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