<TABLE>
<S>
<C>
PAGE 1
PRICING SUPPLEMENT NO. 3 TO PROSPECTUS DATED November 4, 1994
CUSIP #44922LR32 RULE NO. 424 (b) (2)
REGISTRATION NO. 33-56207
(AS SUPPLEMENTED November 17, 1994)
IBM CREDIT CORPORATION
MEDIUM-TERM NOTE
(DUE FROM 9 MONTHS TO 30 YEARS FROM DATE OF ISSUE)
(FIXED RATE NOTE)
Principal Amount: $50,000,000.00 Designation : N9501002
Issue Price (as a % of Principal Amount): 99.985% Orig. Issue Date : 01/19/95
Record Dates: 02/15, 08/15 Maturity Date : 01/19/96
Interest Payment Dates: 03/01, 09/01 Initial Int. Rate: 7.40000% per yr.
Other: $1,000 minimum denominations. Interest rates offered by the Company may
differ depending upon the principal amount purchased in any single transaction.
Redemption:
Check opposite applicable paragraph.
XXX
----- The Notes cannot be redeemed prior to maturity.
<PAGE>
----- The Notes may be redeemed prior to maturity.
Initial Redemption Date: N/A
The Optional Redemption Price shall initially be N/A of the principal
amount of the Note to be redeemed and shall decline at each anniversary
of the Initial Redemption Dates by N/A of the principal amount to be
redeemed until the Optional redemption Price is 100% of such principal
amount.
DATED 01/12/95
</TABLE>
<TABLE>
<S>
<C>
PAGE 1
PRICING SUPPLEMENT NO. 4 TO PROSPECTUS DATED November 4, 1994
CUSIP #44922LR40 RULE NO. 424 (b) (2)
REGISTRATION NO. 33-56207
(AS SUPPLEMENTED November 17, 1994)
IBM CREDIT CORPORATION
MEDIUM-TERM NOTE
(DUE FROM 9 MONTHS TO 30 YEARS FROM DATE OF ISSUE)
(FIXED RATE NOTE)
Principal Amount: $5,000,000.00 Designation : N9501003
Issue Price (as a % of Principal Amount): 99.976% Orig. Issue Date : 01/19/95
Record Dates: 02/15, 08/15 Maturity Date : 01/19/96
Interest Payment Dates: 03/01, 09/01 Initial Int. Rate: 7.39000% per yr.
Redemption:
Check opposite applicable paragraph.
<PAGE>
XXX
----- The Notes cannot be redeemed prior to maturity.
----- The Notes may be redeemed prior to maturity.
Initial Redemption Date: N/A
The Optional Redemption Price shall initially be N/A of the principal
amount of the Note to be redeemed and shall decline at each anniversary
of the Initial Redemption Dates by N/A of the principal amount to be
redeemed until the Optional redemption Price is 100% of such principal
amount.
DATED 01/12/95
</TABLE>
<TABLE>
<S>
<C>
PAGE 1
PRICING SUPPLEMENT NO. 6 TO PROSPECTUS DATED November 4, 1994
CUSIP #44922LR65 RULE NO. 424 (b) (2)
REGISTRATION NO. 33-56207
(AS SUPPLEMENTED November 17, 1994)
IBM CREDIT CORPORATION
MEDIUM-TERM NOTE
(DUE FROM 9 MONTHS TO 30 YEARS FROM DATE OF ISSUE)
(FIXED RATE NOTE)
Principal Amount: $9,000,000.00 Designation : N9501004
Issue Price (as a % of Principal Amount): 99.966% Orig. Issue Date : 01/19/95
Record Dates: 02/15, 08/15 Maturity Date : 01/19/96
Interest Payment Dates: 03/01, 09/01 Initial Int. Rate: 7.35000% per yr.
Other: $1,000 denominations. Interest rates offered by the Company may differ
depending upon the principal amount purchased in any single transaction.
<PAGE>
Redemption:
Check opposite applicable paragraph.
XXX
----- The Notes cannot be redeemed prior to maturity.
----- The Notes may be redeemed prior to maturity.
Initial Redemption Date: N/A
The Optional Redemption Price shall initially be N/A of the principal
amount of the Note to be redeemed and shall decline at each anniversary
of the Initial Redemption Dates by N/A of the principal amount to be
redeemed until the Optional redemption Price is 100% of such principal
amount.
DATED 01/12/95
</TABLE>
<TABLE>
<S>
<C>
PAGE 1
PRICING SUPPLEMENT NO. 5 TO PROSPECTUS DATED November 4, 1994
CUSIP #44922LR57 RULE NO. 424 (b) (2)
REGISTRATION NO. 33-56207
(AS SUPPLEMENTED November 17, 1994)
IBM CREDIT CORPORATION
MEDIUM-TERM NOTE
(DUE FROM 9 MONTHS TO 30 YEARS FROM DATE OF ISSUE)
(FIXED RATE NOTE)
Principal Amount: $5,000,000.00 Designation : N9502001
Issue Price (as a % of Principal Amount): 99.998% Orig. Issue Date : 01/19/95
<PAGE>
Record Dates: 02/15, 08/15 Maturity Date : 01/21/97
Interest Payment Dates: 03/01, 09/01 Initial Int. Rate: 8.00000% per yr.
Redemption:
Check opposite applicable paragraph.
XXX
----- The Notes cannot be redeemed prior to maturity.
----- The Notes may be redeemed prior to maturity.
Initial Redemption Date: N/A
The Optional Redemption Price shall initially be N/A of the principal
amount of the Note to be redeemed and shall decline at each anniversary
of the Initial Redemption Dates by N/A of the principal amount to be
redeemed until the Optional redemption Price is 100% of such principal
amount.
DATED 01/12/95
</TABLE>
