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PRICING SUPPLEMENT NO. 82 TO PROSPECTUS DATED November 3, 1994
CUSIP #44922L2D7 RULE NO. 424 (b) (2)
REGISTRATION NO. 33-56207
(AS SUPPLEMENTED November 17, 1994)
IBM CREDIT CORPORATION
MEDIUM-TERM NOTE
(DUE FROM 9 MONTHS TO 30 YEARS FROM DATE OF ISSUE)
(FIXED RATE NOTE)
Principal Amount: $100,000,000.00 Designation : N9601010
Issue Price (as a % of Principal Amount): 100.000% Orig. Issue Date : 05/29/96
Record Dates: 04/15, 10/15 Maturity Date : 05/29/97
Interest Payment Dates: 05/29, 11/29 Initial Int. Rate: 5.73000% per yr.
Redemption:
Check opposite applicable paragraph.
XXX
----- The Notes cannot be redeemed prior to maturity.
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----- The Notes may be redeemed prior to maturity.
Initial Redemption Date: N/A
The Optional Redemption Price shall initially be N/A of the principal
amount of the Note to be redeemed and shall decline at each anniversary
of the Initial Redemption Dates by N/A of the principal amount to be
redeemed until the Optional redemption Price is 100% of such principal
amount.
DATED 05/28/96
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PRICING SUPPLEMENT NO. 78 TO PROSPECTUS DATED November 3, 1994
CUSIP #44922LZ90 RULE NO. 424 (b) (2)
REGISTRATION NO. 33-56207
(AS SUPPLEMENTED November 17, 1994)
IBM CREDIT CORPORATION
MEDIUM-TERM NOTE
(DUE FROM 9 MONTHS TO 30 YEARS FROM DATE OF ISSUE)
(FIXED RATE NOTE)
Principal Amount: $20,000,000.00 Designation : R9605005
Issue Price (as a % of Principal Amount): 100.000% Orig. Issue Date : 05/29/96
Record Dates: 04/15, 10/15 Maturity Date : 05/29/01
Interest Payment Dates: 05/29, 11/29 Initial Int. Rate: 7.00000% per yr.
Redemption:
Check opposite applicable paragraph.
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XXX
----- The Notes cannot be redeemed prior to maturity.
----- The Notes may be redeemed prior to maturity.
Initial Redemption Date: N/A
The Optional Redemption Price shall initially be N/A of the principal
amount of the Note to be redeemed and shall decline at each anniversary
of the Initial Redemption Dates by N/A of the principal amount to be
redeemed until the Optional redemption Price is 100% of such principal
amount.
DATED 05/28/96
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