SUPPLEMENT DATED OCTOBER 1, 1999, TO THE
LINCOLN NATIONAL VARIABLE ANNUITY ACCOUNT C
PROSPECTUS DATED August 23, 1999
This supplement modifies the description of the enhanced death benefit contained
in the Summary included in the Multi-Fund Individual Variable Annuity
Prospectus. Please keep this Supplement with your current Multi-Fund Individual
Variable Annuity Prospectus and retain it for future reference.
On page 7 of the Prospectus, the "Q & A" regarding death benefits is modified to
read as follows:
WHAT HAPPENS IF THE ANNUITANT DIES BEFORE I ANNUITIZE?
If the enhanced death benefit is in effect, your beneficiary will receive the
greater of the enhanced guaranteed minimum death benefit or the contract value.
If the enhanced death benefit is not in effect, your beneficiary will receive
the contract value. Your beneficiary has options as to how the death benefit is
paid. See Death benefit before commencement date.
