NATIONWIDE SEPARATE ACCOUNT TRUST
NSAR-B, 1996-03-01
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<PAGE>      PAGE  1
000 B000000 12/31/95
000 C000000 0000353905
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 A
001 A000000 NATIONWIDE SEPARATE ACCOUNT TRUST
001 B000000 811-3213
001 C000000 6142497869
002 A000000 ONE NATIONWIDE PLAZA  25-T
002 B000000 COLUMBUS
002 C000000 OH
002 D010000 43216
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000  5
007 C010100  1
007 C020100 CAPITAL APPRECIATION FUND
007 C030100 N
007 C010200  2
007 C020200 TOTAL RETURN FUND
007 C030200 N
007 C010300  3
007 C020300 GOVERNMENT BOND FUND
007 C030300 N
007 C010400  4
007 C020400 MONEY MARKET FUND
007 C030400 N
007 C010500  5
007 C020500 SMALL COMPANY FUND
007 C030500 N
007 C010600  6
007 C010700  7
007 C010800  8
007 C010900  9
007 C011000 10
012 A00AA01 NATIONWIDE INVESTORS SERVICES, INC.
012 B00AA01 84-9999999
012 C01AA01 COLUMBUS
012 C02AA01 OH
012 C03AA01 43216
013 A00AA01 KPMG PEAT MARWICK
013 B01AA01 COLUMBUS
013 B02AA01 OH
013 B03AA01 43215
<PAGE>      PAGE  2
015 A00AA01 THE FIFTH THIRD BANK
015 B00AA01 C
015 C01AA01 CINCINNATI
015 C02AA01 OH
015 C03AA01 45263
015 E01AA01 X
018  00AA00 Y
019 A00AA00 Y
019 B00AA00   19
019 C00AA00 NATIONWIDE
020 A000001 EXECUTION SERVICES
020 B000001 13-2862329
020 C000001     46
020 A000002 SMITH BARNEY
020 B000002 13-1912900
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020 A000003 DAIN BOSWORTH
020 B000003 41-0212020
020 C000003     20
020 A000004 GOLDMAN SACHS
020 B000004 13-5108880
020 C000004     19
020 A000005 SALOMON BROTHERS
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020 A000006 DONALDSON LUFKIN
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020 C000008     12
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020 B000009 43-0895447
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020 A000010 WERTHEIM
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022 A000002 PRUDENTIAL BACHE
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<PAGE>      PAGE  3
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022 C000006     92809
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022 A000007 COMMERCIAL CREDIT
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<PAGE>      PAGE  4
039  00AA00 N
040  00AA00 N
054 A00AA00 Y
054 B00AA00 Y
054 C00AA00 N
054 D00AA00 N
054 E00AA00 N
054 F00AA00 N
054 G00AA00 N
054 H00AA00 Y
054 I00AA00 N
054 J00AA00 Y
054 K00AA00 N
054 L00AA00 Y
054 M00AA00 Y
054 N00AA00 N
054 O00AA00 N
058 A00AA00 Y
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058 D00AA00 N
058 E00AA00 N
059  00AA00 N
060 A00AA00 Y
060 B00AA00 Y
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077 A000000 Y
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<PAGE>      PAGE  5
084 B00AA00        0
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<PAGE>      PAGE  6
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<PAGE>      PAGE  7
062 F000100   0.0
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066 A000100 Y
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066 D000100 N
066 E000100 N
066 F000100 N
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067  000100 N
068 A000100 N
068 B000100 N
069  000100 N
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070 C010100 N
070 C020100 N
070 D010100 N
070 D020100 N
070 E010100 N
070 E020100 N
070 F010100 N
070 F020100 N
070 G010100 N
070 G020100 N
070 H010100 N
070 H020100 N
070 I010100 N
070 I020100 N
070 J010100 Y
070 J020100 N
070 K010100 N
070 K020100 N
070 L010100 Y
070 L020100 Y
070 M010100 N
070 M020100 N
070 N010100 N
<PAGE>      PAGE  8
070 N020100 N
070 O010100 N
070 O020100 N
070 P010100 N
070 P020100 N
070 Q010100 N
070 Q020100 N
070 R010100 N
070 R020100 N
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<PAGE>      PAGE  9
074 B000100      403
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025 A000201 MERRILL LYNCH
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025 D000201   17850
025 A000202 MERRILL LYNCH
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025 C000202 D
025 D000202    2490
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025 D000205       0
025 D000206       0
<PAGE>      PAGE  10
025 D000207       0
025 D000208       0
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045  000200 Y
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047  000200 Y
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<PAGE>      PAGE  11
048 I010200        0
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049  000200 N
050  000200 N
051  000200 N
052  000200 N
053 A000200 N
055 A000200 N
055 B000200 N
056  000200 N
057  000200 N
062 A000200 N
062 B000200   0.0
062 C000200   0.0
062 D000200   0.0
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062 F000200   0.0
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066 A000200 Y
066 B000200 N
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066 D000200 Y
066 E000200 N
066 F000200 N
066 G000200 N
067  000200 N
068 A000200 N
068 B000200 N
069  000200 N
070 A010200 Y
070 A020200 Y
070 B010200 N
070 B020200 N
070 C010200 N
070 C020200 N
070 D010200 N
<PAGE>      PAGE  12
070 D020200 N
070 E010200 N
070 E020200 N
070 F010200 N
070 F020200 N
070 G010200 N
070 G020200 N
070 H010200 N
070 H020200 N
070 I010200 N
070 I020200 N
070 J010200 Y
070 J020200 N
070 K010200 N
070 K020200 N
070 L010200 Y
070 L020200 Y
070 M010200 N
070 M020200 N
070 N010200 N
070 N020200 N
070 O010200 N
070 O020200 N
070 P010200 N
070 P020200 N
070 Q010200 N
070 Q020200 N
070 R010200 N
070 R020200 N
071 A000200    195686
071 B000200     93539
071 C000200    580234
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072 A000200 12
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<PAGE>      PAGE  13
072 S000200        4
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<PAGE>      PAGE  14
076  000200     0.00
008 A000301 NATIONWIDE FINANCIAL SERVICES, INC
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045  000300 Y
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<PAGE>      PAGE  15
048  000300  0.500
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050  000300 N
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<PAGE>      PAGE  16
063 B000300  5.1
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070 G020300 N
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070 H020300 N
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070 I020300 N
070 J010300 Y
070 J020300 N
070 K010300 N
070 K020300 N
070 L010300 Y
070 L020300 N
070 M010300 N
070 M020300 N
070 N010300 N
070 N020300 N
070 O010300 N
070 O020300 N
070 P010300 N
070 P020300 N
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070 Q020300 N
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<PAGE>      PAGE  17
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<PAGE>      PAGE  18
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<PAGE>      PAGE  19
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048 G010400        0
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048 H020400 0.000
048 I010400        0
048 I020400 0.000
048 J010400        0
048 J020400 0.000
048 K010400        0
048 K020400 0.000
049  000400 N
050  000400 N
051  000400 N
052  000400 N
053 A000400 N
055 A000400 Y
055 B000400 N
056  000400 N
057  000400 N
062 A000400 Y
062 B000400   0.0
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062 D000400   0.0
062 E000400   0.0
062 F000400   0.0
<PAGE>      PAGE  20
062 G000400   0.0
062 H000400   0.0
062 I000400  90.0
062 J000400   0.0
062 K000400   0.0
062 L000400   8.6
062 M000400   0.0
062 N000400   0.0
062 O000400   0.0
062 P000400   0.7
062 Q000400   0.0
062 R000400   0.0
063 A000400  36
063 B000400  0.0
066 A000400 N
067  000400 N
068 A000400 N
068 B000400 N
069  000400 N
070 A010400 Y
070 A020400 N
070 B010400 N
070 B020400 N
070 C010400 N
070 C020400 N
070 D010400 N
070 D020400 N
070 E010400 N
070 E020400 N
070 F010400 N
070 F020400 N
070 G010400 N
070 G020400 N
070 H010400 N
070 H020400 N
070 I010400 N
070 I020400 N
070 J010400 Y
070 J020400 N
070 K010400 N
070 K020400 N
070 L010400 Y
070 L020400 Y
070 M010400 N
070 M020400 N
070 N010400 N
070 N020400 N
070 O010400 N
070 O020400 N
070 P010400 N
070 P020400 N
<PAGE>      PAGE  21
070 Q010400 N
070 Q020400 N
070 R010400 N
070 R020400 N
071 A000400         0
071 B000400         0
071 C000400         0
071 D000400    0
072 A000400 12
072 B000400    43050
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072 E000400        0
072 F000400     3574
072 G000400        0
072 H000400        0
072 I000400        0
072 J000400       37
072 K000400        0
072 L000400        0
072 M000400        2
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072 P000400        0
072 Q000400       18
072 R000400       14
072 S000400        6
072 T000400        0
072 U000400        0
072 V000400        0
072 W000400       27
072 X000400     3688
072 Y000400        0
072 Z000400    39362
072AA000400        0
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072CC010400        0
072CC020400        0
072DD010400    39360
072DD020400        0
072EE000400        0
073 A010400   0.0550
073 A020400   0.0000
073 B000400   0.0000
073 C000400   0.0000
074 A000400        0
074 B000400        0
074 C000400   738269
074 D000400        0
074 E000400        0
074 F000400        0
<PAGE>      PAGE  22
074 G000400        0
074 H000400        0
074 I000400        0
074 J000400        0
074 K000400        0
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074 M000400        0
074 N000400   738362
074 O000400        0
074 P000400      331
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074 R010400        0
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074 T000400   737408
074 U010400   737411
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074 W000400   1.0000
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075 A000400   714865
075 B000400        0
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008 A000501 NATIONWIDE FINANCIAL SERVICES, INC
008 B000501 A
008 C000501 801-125000
008 D010501 COLUMBUS
008 D020501 OH
008 D030501 43216
008 A000502 NEUBERGER & BERMAN LP
008 B000502 S
008 C000502 801-390800
008 D010502 NEW YORK
008 D020502 NY
008 D030502 10158
008 D040502 3698
008 A000503 STRONG CAPITAL MANAGEMENT INC
008 B000503 S
008 C000503 801-107240
008 D010503 MILWAUKEE
008 D020503 WI
008 D030503 53201
008 A000504 VAN ECK GLOBAL/PICTET INTERNATIONAL MGT LTD
008 B000504 S
008 C000504 801-213400
008 D010504 NEW YORK
008 D020504 NY
<PAGE>      PAGE  23
008 D030504 10016
008 A000505 WARBURG PINCUS COUNSELLORS INC
008 B000505 S
008 C000505 801-073210
008 D010505 NEW YORK
008 D020505 NY
008 D030505 10017
008 A000506 DREYFUS CORP
008 B000506 S
008 C000506 801-8147
008 D010506 NEW YORK
008 D020506 NY
008 D030506 10166
024  000500 Y
025 A000501 DONALDSON LUFKIN & JENRETTE
025 B000501 13-2741729
025 C000501 D
025 D000501      56
025 D000502       0
025 D000503       0
025 D000504       0
025 D000505       0
025 D000506       0
025 D000507       0
025 D000508       0
028 A010500         0
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028 A030500         0
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028 B030500         0
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028 C020500         0
028 C030500         0
028 C040500         0
028 D010500      5073
028 D020500         0
028 D030500         0
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028 E040500       831
028 F010500      5241
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028 G010500     18936
028 G020500        26
<PAGE>      PAGE  24
028 G030500         0
028 G040500      3215
028 H000500         0
045  000500 Y
046  000500 N
047  000500 Y
048  000500  1.000
048 A010500        0
048 A020500 0.000
048 B010500        0
048 B020500 0.000
048 C010500        0
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048 E020500 0.000
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048 H010500        0
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048 I010500        0
048 I020500 0.000
048 J010500        0
048 J020500 0.000
048 K010500        0
048 K020500 0.000
049  000500 N
050  000500 N
051  000500 N
052  000500 N
053 A000500 Y
053 B000500 Y
055 A000500 N
055 B000500 N
056  000500 N
057  000500 N
062 A000500 N
062 B000500   0.0
062 C000500   0.0
062 D000500   0.0
062 E000500   0.0
062 F000500   0.0
062 G000500   0.0
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062 J000500   0.0
062 K000500   0.0
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<PAGE>      PAGE  25
062 M000500   0.0
062 N000500   0.0
062 O000500   0.0
062 P000500   0.0
062 Q000500   0.0
062 R000500   0.0
066 A000500 Y
066 B000500 Y
066 C000500 N
066 D000500 N
066 E000500 N
066 F000500 N
066 G000500 N
067  000500 N
068 A000500 N
068 B000500 N
069  000500 N
070 A010500 Y
070 A020500 Y
070 B010500 Y
070 B020500 N
070 C010500 Y
070 C020500 N
070 D010500 Y
070 D020500 N
070 E010500 N
070 E020500 N
070 F010500 Y
070 F020500 N
070 G010500 Y
070 G020500 N
070 H010500 Y
070 H020500 N
070 I010500 N
070 I020500 N
070 J010500 Y
070 J020500 N
070 K010500 N
070 K020500 N
070 L010500 Y
070 L020500 Y
070 M010500 Y
070 M020500 N
070 N010500 Y
070 N020500 N
070 O010500 N
070 O020500 N
070 P010500 N
070 P020500 N
070 Q010500 N
070 Q020500 N
<PAGE>      PAGE  26
070 R010500 N
070 R020500 N
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071 B000500       758
071 C000500      8389
071 D000500    9
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072 Y000500       10
072 Z000500       28
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072BB000500      114
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072DD010500       26
072DD020500        0
072EE000500        0
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<PAGE>      PAGE  27
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074 L000500        9
074 M000500        9
074 N000500    18428
074 O000500     1231
074 P000500       15
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074 R010500        0
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074 R030500        0
074 R040500       27
074 S000500        0
074 T000500    17155
074 U010500     1502
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074 V010500    11.42
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074 Y000500        0
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075 B000500    11209
076  000500     0.00
SIGNATURE   JAMES F. LAIRD, JR.                          
TITLE       TREASURER           
 

WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000353905
<NAME> NATIONWIDE SEPARATE ACCOUNT TRUST
<SERIES>
   <NUMBER> 1
   <NAME> CAPITAL APPRECIATION
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<CURRENCY> U.S. DOLLARS
       
<S>                             <C>
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000353905
<NAME> NATIONWIDE SEPARATE ACCOUNT TRUST
<SERIES>
   <NUMBER> 2
   <NAME> TOTAL RETURN FUND
<MULTIPLIER> 1
<CURRENCY> U.S. DOLLARS
       
<S>                             <C>
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000353905
<NAME> NATIONWIDE SEPARATE ACCOUNT TRUST
<SERIES>
   <NUMBER> 3
   <NAME> GOVERNMENT BOND FUND
<MULTIPLIER> 1
<CURRENCY> U.S. DOLLARS
       
<S>                             <C>
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<RESTATED> 
<CIK> 0000353905
<NAME> NATIONWIDE SEPARATE ACCOUNT TRUST
<SERIES>
   <NUMBER> 4
   <NAME> MONEY MARKET FUND
<MULTIPLIER> 1
<CURRENCY> U.S. DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
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<NET-INVESTMENT-INCOME>                       39361888
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<SHARES-REINVESTED>                           43287489
<NET-CHANGE-IN-ASSETS>                      (90618954)
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<EXPENSE-RATIO>                                    .52
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000353905
<NAME> NATIONWIDE SEPARATE ACCOUNT TRUST
<SERIES>
   <NUMBER> 5
   <NAME> SMALL COMPANY FUND
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