NATIONWIDE SEPARATE ACCOUNT TRUST
497, 1996-10-21
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                      SUPPLEMENT DATED OCTOBER 18, 1996

                                      TO

                         PROSPECTUS DATED MAY 1, 1996

                      NATIONWIDE SEPARATE ACCOUNT TRUST
                      ---------------------------------

All references in the Prospectus to Nationwide Financial Services, Inc. are 
hereby changed to Nationwide Advisory Services, Inc. Effective October 18, 1996
Nationwide Financial Services, Inc. changed its name to Nationwide Advisory 
Services, Inc. Please keep this supplement with your prospectus.






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