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NATIONWIDE SEPARATE ACCOUNT TRUST
o TOTAL RETURN FUND
o CAPITAL APPRECIATION FUND
o GOVERNMENT BOND FUND
o MONEY MARKET FUND
Prospectus Supplement dated March 31, 2000
to Prospectus dated May 1, 1999 (as amended on July 1, 1999)
The disclosure on pages 17 and 18 of the above noted prospectus is hereby
amended to reflect that:
Effective March 31, 2000, Charles Bath will begin managing the Total Return
Fund. Mr. Bath is also the Portfolio Manager of the Nationwide Fund, which he
has managed since 1985, and he managed the Capital Appreciation Fund from 1992
to March 31, 2000. Mr. Bath has been with Villanova Mutual Fund Capital Trust
("Villanova Capital") and/or its predecessors since 1985.
Also effective March 31, 2000, the portfolio manager for the Capital
Appreciation Fund will be Christopher Baggini. Mr. Baggini joined Villanova
Capital in March 2000. Prior to joining Villanova Capital, Mr. Baggini was a
Portfolio Manager for Allied Investment Advisors.
INVESTORS SHOULD RETAIN THIS SUPPLEMENT WITH THE PROSPECTUS
FOR FUTURE REFERENCE.
