IDS LIFE ACCOUNT F
24F-2NT, 1994-02-28
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February 25, 1994

Securities and Exchange Commission
450 5th Street, NW
Attn:  Filing Desk, Stop 1-4
Washington, D.C. 20549-1004

RE:  Rule 24f-2 Notice for
     IDS Life Accounts F, IZ, JZ, G, H and N
     SEC File No. 811-3217 (33-4173/2-73114)

Gentlemen:

[i]   In accordance with the provisions of Rule 24f-2, IDS Life
      Accounts F, IZ, JZ, G, H and N hereby files its Rule 24f-2
      Notice for the fiscal year ended December 31, 1993 ("Fiscal
      Year").

[ii]  Amount of securities registered other 
      than under 24f-2 which were unsold at
      the beginning of the fiscal year              $      0

[iii] Amount of securities registered during 
      the fiscal year other than under 24f-2        $      0

[iv]  Amount of securities sold during the 
      fiscal year                                   $1,833,336,000*

[v]   Amount of securities sold pursuant to 24f-2   $1,833,336,000

[vi]  Fee $1,833,336,000 X   0.00034483  equals     $  632,189.25

  *  Sales of $2,640,059,000 minus redemptions of $806,723,000

Enclosed please find an opinion of counsel.

If you have any questions, please contact the undersigned.

Very truly yours,

IDS LIFE ACCOUNTS F, IZ, JZ, G, H AND N



Mary Ellyn Minenko
Counsel
(612) 671-3678

MEM/JDS/RJL

Enclosures<PAGE>

EXHIBIT INDEX
(b) (10) OPINION OF COUNSEL


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February 25, 1994


IDS Life Insurance Company
IDS Tower 10
Minneapolis, MN 55440-0010

Gentlemen:

Reference is made to the Registration Statements of IDS Life
Accounts F, IZ, JZ, G, H and N on Form N-4 (File No. 33-4173/2-
73114) under the Securities Act of 1933 registering an indefinite
amount of securities pursuant to Rule 24f-2 adopted under the
Investment Company Act of 1940.  IDS Life Accounts F, G, H and N
became effective October 11, 1981 and April 30, 1986, respectively. 
IDS Life Accounts IZ and JZ became effective on September 20, 1991.

In connection with the Rule 24f-2 Notice for the fiscal year ended 
December 31, 1992, I have made such examination of matter of fact
and law as I have deemed appropriate, and am of the opinion that:

1)   During the entire period covered by the Rule 24f-2 Notice, IDS
     Life Account F, IDS Life Account IZ, IDS Life Account JZ, IDS
     Life Account G, IDS Life Account H, and IDS Life Account N,
     were each validly created and existing separate accounts of
     IDS Life Insurance Company duly authorized, as a unit
     investment trust, to issue and sell the securities registered,
     and

2)   The securities issued, being variable annuity contracts, were
     legally issued and non-assessable and require no further
     payment by the purchaser.

I hereby consent that the foregoing opinion may be used in
connection with the Rule 24f-2 Notice.

Sincerely,



Mary Ellyn Minenko
Attorney at Law
(612) 671-3678

MEM/JDS
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