IDS LIFE ACCOUNT F
497, 1995-12-20
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<PAGE>
PAGE 1
Prospectus Supplement

December 20, 1995*
___________________________________________________________________

IDS Life Employee Benefit Annuity
S-6157 J (4/95)
___________________________________________________________________

The following tables replace those found on page 9 in the section
titled, "Expense summary:"
<TABLE>
<CAPTION>
                 Aggressive       International   Capital              Special
                 Growth           Equity          Resource   Managed   Income      Moneyshare

Example * As a participant, you would pay the following expenses on
a $1,000 investment, assuming 5% annual return and surrender at the
end of each time period:
  <S>           <C>             <C>             <C>            <C>        <C>         <C>
  1 year        $103.61         $107.10         $103.61        $103.61    $103.61     $102.48

  3 years        152.89          163.35          152.89         152.89     152.89      149.49

  5 years        193.52          211.12          193.52         193.52     193.52      187.76

  10 years       269.47          306.77          269.47         269.47     269.47      257.07

You would pay the following expenses on the same investment
assuming no surrender or selection of an annuity payout plan at
the end of each time period:

  1 year        $ 21.32         $ 25.11         $ 21.32        $ 21.32    $ 21.32     $ 20.09

  3 years         65.81           77.23           65.81          65.81      65.81     $ 62.09

  5 years        112.89          131.97          112.89         112.89     112.89      106.64

  10 years       242.93          281.20          242.93         242.93     242.93      230.21
</TABLE>

This example should not be considered a representation of past or
future expenses.  Actual expenses may be more or less than those
shown.

* In this example, the $30 annual administrative charge is
approximated as a .400% charge based on our average certificate
size.







S-6157-22 A (12/95)
*Destroy - April 30, 1996.



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