FIDELITY CHARLES STREET TRUST
NSAR-A, 1996-05-29
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<PAGE>      PAGE  1
000 A000000 03/31/96
000 C000000 0000354046
000 D000000 N
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000 G000000 N
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000 I000000 3.0.a
000 J000000 A
001 A000000 FIDELITY CHARLES STREET TRUST
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001 C000000 6175631640
002 A000000 82 DEVONSHIRE STREET
002 B000000 BOSTON
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007 C020400 FIDELITY SHORT-INTERMEDIATE GOVERNMENT FUND
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007 C020500 FIDELITY ASSET MANAGER:INCOME
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<PAGE>      PAGE  2
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011 A00AA01 FIDELITY DISTRIBUTORS CORPORATION
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011 C02AA01 MA
011 C03AA01 02109
012 A00AA01 FIDELITY SERVICE CO.
012 B00AA01 84-00216
012 C01AA01 BOSTON
012 C02AA01 MA
012 C03AA01 02109
014 A00AA01 FIDELITY DISTRIBUTORS CORPORATION
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014 A00AA02 FIDELITY BROKERAGE SERVICES, INC.
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<PAGE>      PAGE  3
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<PAGE>      PAGE  4
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<PAGE>      PAGE  5
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<PAGE>      PAGE  9
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<PAGE>      PAGE  11
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<PAGE>      PAGE  12
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074 F000700        0
074 G000700        0
074 H000700        0
074 I000700        0
074 J000700     1678
074 K000700        0
074 L000700     6995
074 M000700        0
074 N000700   439030
074 O000700     2290
074 P000700      238
074 Q000700        0
074 R010700        0
074 R020700        0
074 R030700        0
074 R040700     1343
074 S000700        0
074 T000700   435159
074 U010700    47909
074 U020700        0
074 V010700     9.08
074 V020700     0.00
074 W000700   0.0000
074 X000700    12087
074 Y000700        0
075 A000700        0
075 B000700   480876
076  000700     0.00
SIGNATURE   JOHN H. COSTELLO                             
TITLE       ASSISTANT TREASURER 
 


<TABLE> <S> <C>

<ARTICLE> 6
 

<CIK>     0000354046


<NAME>      Fidelity Charles Street Trust


<SERIES>

        <NUMBER>        21


        <NAME>      Fidelity Asset Manager


<MULTIPLIER>    1,000


       

<S>

<C>

<PERIOD-TYPE>

6-mos


<FISCAL-YEAR-END>

Sep-30-1996


<PERIOD-END>

mar-31-1996


<INVESTMENTS-AT-COST>

10,111,767


<INVESTMENTS-AT-VALUE>

11,064,685


<RECEIVABLES>

374,219


<ASSETS-OTHER>

0


<OTHER-ITEMS-ASSETS>

0


<TOTAL-ASSETS>

11,438,904


<PAYABLE-FOR-SECURITIES>

328,068


<SENIOR-LONG-TERM-DEBT>

0


<OTHER-ITEMS-LIABILITIES>

99,691


<TOTAL-LIABILITIES>

427,759


<SENIOR-EQUITY>

0


<PAID-IN-CAPITAL-COMMON>

9,741,999


<SHARES-COMMON-STOCK>

688,145


<SHARES-COMMON-PRIOR>

716,385


<ACCUMULATED-NII-CURRENT>

7,087


<OVERDISTRIBUTION-NII>

0


<ACCUMULATED-NET-GAINS>

309,303


<OVERDISTRIBUTION-GAINS>

0


<ACCUM-APPREC-OR-DEPREC>

952,756


<NET-ASSETS>

11,011,145


<DIVIDEND-INCOME>

60,502


<INTEREST-INCOME>

190,860


<OTHER-INCOME>

0


<EXPENSES-NET>

53,670


<NET-INVESTMENT-INCOME>

197,692


<REALIZED-GAINS-CURRENT>

450,324


<APPREC-INCREASE-CURRENT>

(66,987)


<NET-CHANGE-FROM-OPS>

581,029


<EQUALIZATION>

0


<DISTRIBUTIONS-OF-INCOME>

206,089


<DISTRIBUTIONS-OF-GAINS>

0


<DISTRIBUTIONS-OTHER>

0


<NUMBER-OF-SHARES-SOLD>

77,323


<NUMBER-OF-SHARES-REDEEMED>

118,340


<SHARES-REINVESTED>

12,777


<NET-CHANGE-IN-ASSETS>

(72,516)


<ACCUMULATED-NII-PRIOR>

15,484


<ACCUMULATED-GAINS-PRIOR>

(141,021)


<OVERDISTRIB-NII-PRIOR>

0


<OVERDIST-NET-GAINS-PRIOR>

0


<GROSS-ADVISORY-FEES>

39,299


<INTEREST-EXPENSE>

0


<GROSS-EXPENSE>

54,340


<AVERAGE-NET-ASSETS>

11,082,612


<PER-SHARE-NAV-BEGIN>

15.470


<PER-SHARE-NII>

 .290


<PER-SHARE-GAIN-APPREC>

 .540


<PER-SHARE-DIVIDEND>

 .300


<PER-SHARE-DISTRIBUTIONS>

0


<RETURNS-OF-CAPITAL>

0


<PER-SHARE-NAV-END>

16.000


<EXPENSE-RATIO>

98


<AVG-DEBT-OUTSTANDING>

0


<AVG-DEBT-PER-SHARE>

0



        



</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
 

<CIK>     0000354046


<NAME>      Fidelity Charles Street Trust


<SERIES>

        <NUMBER>        31


        <NAME>      Fidelity Asset Manager: Growth


<MULTIPLIER>    1,000


       

<S>

<C>

<PERIOD-TYPE>

6-mos


<FISCAL-YEAR-END>

Sep-30-1996


<PERIOD-END>

mar-31-1996


<INVESTMENTS-AT-COST>

2,736,811


<INVESTMENTS-AT-VALUE>

2,979,544


<RECEIVABLES>

122,965


<ASSETS-OTHER>

0


<OTHER-ITEMS-ASSETS>

0


<TOTAL-ASSETS>

3,102,509


<PAYABLE-FOR-SECURITIES>

103,873


<SENIOR-LONG-TERM-DEBT>

0


<OTHER-ITEMS-LIABILITIES>

11,074


<TOTAL-LIABILITIES>

114,947


<SENIOR-EQUITY>

0


<PAID-IN-CAPITAL-COMMON>

2,593,614


<SHARES-COMMON-STOCK>

190,559


<SHARES-COMMON-PRIOR>

191,507


<ACCUMULATED-NII-CURRENT>

8,962


<OVERDISTRIBUTION-NII>

0


<ACCUMULATED-NET-GAINS>

142,268


<OVERDISTRIBUTION-GAINS>

0


<ACCUM-APPREC-OR-DEPREC>

242,718


<NET-ASSETS>

2,987,562


<DIVIDEND-INCOME>

20,000


<INTEREST-INCOME>

26,972


<OTHER-INCOME>

0


<EXPENSES-NET>

15,154


<NET-INVESTMENT-INCOME>

31,818


<REALIZED-GAINS-CURRENT>

174,129


<APPREC-INCREASE-CURRENT>

(12,466)


<NET-CHANGE-FROM-OPS>

193,481


<EQUALIZATION>

0


<DISTRIBUTIONS-OF-INCOME>

43,221


<DISTRIBUTIONS-OF-GAINS>

0


<DISTRIBUTIONS-OTHER>

0


<NUMBER-OF-SHARES-SOLD>

28,493


<NUMBER-OF-SHARES-REDEEMED>

32,280


<SHARES-REINVESTED>

2,839


<NET-CHANGE-IN-ASSETS>

137,262


<ACCUMULATED-NII-PRIOR>

22,089


<ACCUMULATED-GAINS-PRIOR>

(31,861)


<OVERDISTRIB-NII-PRIOR>

0


<OVERDIST-NET-GAINS-PRIOR>

0


<GROSS-ADVISORY-FEES>

10,279


<INTEREST-EXPENSE>

0


<GROSS-EXPENSE>

15,370


<AVERAGE-NET-ASSETS>

2,898,675


<PER-SHARE-NAV-BEGIN>

14.880


<PER-SHARE-NII>

 .160


<PER-SHARE-GAIN-APPREC>

 .870


<PER-SHARE-DIVIDEND>

 .230


<PER-SHARE-DISTRIBUTIONS>

0


<RETURNS-OF-CAPITAL>

0


<PER-SHARE-NAV-END>

15.680


<EXPENSE-RATIO>

105


<AVG-DEBT-OUTSTANDING>

0


<AVG-DEBT-PER-SHARE>

0



        



</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
 

<CIK>     0000354046


<NAME>      Fidelity Charles Street Trust


<SERIES>

        <NUMBER>        51


        <NAME>      Fidelity Asset Manager: Income


<MULTIPLIER>    1,000


       

<S>

<C>

<PERIOD-TYPE>

6-mos


<FISCAL-YEAR-END>

Sep-30-1996


<PERIOD-END>

mar-31-1996


<INVESTMENTS-AT-COST>

582,074


<INVESTMENTS-AT-VALUE>

598,501


<RECEIVABLES>

21,891


<ASSETS-OTHER>

0


<OTHER-ITEMS-ASSETS>

0


<TOTAL-ASSETS>

620,392


<PAYABLE-FOR-SECURITIES>

18,838


<SENIOR-LONG-TERM-DEBT>

0


<OTHER-ITEMS-LIABILITIES>

2,116


<TOTAL-LIABILITIES>

20,954


<SENIOR-EQUITY>

0


<PAID-IN-CAPITAL-COMMON>

565,572


<SHARES-COMMON-STOCK>

51,848


<SHARES-COMMON-PRIOR>

49,398


<ACCUMULATED-NII-CURRENT>

1,879


<OVERDISTRIBUTION-NII>

0


<ACCUMULATED-NET-GAINS>

15,579


<OVERDISTRIBUTION-GAINS>

0


<ACCUM-APPREC-OR-DEPREC>

16,408


<NET-ASSETS>

599,438


<DIVIDEND-INCOME>

2,159


<INTEREST-INCOME>

14,394


<OTHER-INCOME>

0


<EXPENSES-NET>

2,346


<NET-INVESTMENT-INCOME>

14,207


<REALIZED-GAINS-CURRENT>

17,283


<APPREC-INCREASE-CURRENT>

(8,721)


<NET-CHANGE-FROM-OPS>

22,769


<EQUALIZATION>

0


<DISTRIBUTIONS-OF-INCOME>

17,792


<DISTRIBUTIONS-OF-GAINS>

0


<DISTRIBUTIONS-OTHER>

0


<NUMBER-OF-SHARES-SOLD>

11,748


<NUMBER-OF-SHARES-REDEEMED>

10,720


<SHARES-REINVESTED>

1,423


<NET-CHANGE-IN-ASSETS>

33,359


<ACCUMULATED-NII-PRIOR>

5,464


<ACCUMULATED-GAINS-PRIOR>

(1,703)


<OVERDISTRIB-NII-PRIOR>

0


<OVERDIST-NET-GAINS-PRIOR>

0


<GROSS-ADVISORY-FEES>

1,472


<INTEREST-EXPENSE>

0


<GROSS-EXPENSE>

2,396


<AVERAGE-NET-ASSETS>

591,276


<PER-SHARE-NAV-BEGIN>

11.460


<PER-SHARE-NII>

 .280


<PER-SHARE-GAIN-APPREC>

 .170


<PER-SHARE-DIVIDEND>

 .350


<PER-SHARE-DISTRIBUTIONS>

0


<RETURNS-OF-CAPITAL>

0


<PER-SHARE-NAV-END>

11.560


<EXPENSE-RATIO>

80


<AVG-DEBT-OUTSTANDING>

0


<AVG-DEBT-PER-SHARE>

0



        



</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
 

<CIK>     0000354046


<NAME>      Fidelity Charles Street Trust


<SERIES>

        <NUMBER>        61


        <NAME>      Spartan Investment Grade Bond Fund


<MULTIPLIER>    1,000


       

<S>

<C>

<PERIOD-TYPE>

6-mos


<FISCAL-YEAR-END>

Sep-30-1996


<PERIOD-END>

mar-31-1996


<INVESTMENTS-AT-COST>

384,022


<INVESTMENTS-AT-VALUE>

379,231


<RECEIVABLES>

16,783


<ASSETS-OTHER>

1


<OTHER-ITEMS-ASSETS>

0


<TOTAL-ASSETS>

396,015


<PAYABLE-FOR-SECURITIES>

38,169


<SENIOR-LONG-TERM-DEBT>

0


<OTHER-ITEMS-LIABILITIES>

1,089


<TOTAL-LIABILITIES>

39,258


<SENIOR-EQUITY>

0


<PAID-IN-CAPITAL-COMMON>

363,818


<SHARES-COMMON-STOCK>

35,320


<SHARES-COMMON-PRIOR>

14,512


<ACCUMULATED-NII-CURRENT>

0


<OVERDISTRIBUTION-NII>

340


<ACCUMULATED-NET-GAINS>

(1,930)


<OVERDISTRIBUTION-GAINS>

0


<ACCUM-APPREC-OR-DEPREC>

(4,791)


<NET-ASSETS>

356,757


<DIVIDEND-INCOME>

0


<INTEREST-INCOME>

7,943


<OTHER-INCOME>

0


<EXPENSES-NET>

759


<NET-INVESTMENT-INCOME>

7,184


<REALIZED-GAINS-CURRENT>

(780)


<APPREC-INCREASE-CURRENT>

(6,968)


<NET-CHANGE-FROM-OPS>

(564)


<EQUALIZATION>

0


<DISTRIBUTIONS-OF-INCOME>

7,106


<DISTRIBUTIONS-OF-GAINS>

0


<DISTRIBUTIONS-OTHER>

0


<NUMBER-OF-SHARES-SOLD>

28,122


<NUMBER-OF-SHARES-REDEEMED>

7,871


<SHARES-REINVESTED>

557


<NET-CHANGE-IN-ASSETS>

209,137


<ACCUMULATED-NII-PRIOR>

0


<ACCUMULATED-GAINS-PRIOR>

(1,150)


<OVERDISTRIB-NII-PRIOR>

418


<OVERDIST-NET-GAINS-PRIOR>

0


<GROSS-ADVISORY-FEES>

764


<INTEREST-EXPENSE>

0


<GROSS-EXPENSE>

765


<AVERAGE-NET-ASSETS>

234,478


<PER-SHARE-NAV-BEGIN>

10.170


<PER-SHARE-NII>

 .332


<PER-SHARE-GAIN-APPREC>

(.089)


<PER-SHARE-DIVIDEND>

 .312


<PER-SHARE-DISTRIBUTIONS>

0


<RETURNS-OF-CAPITAL>

0


<PER-SHARE-NAV-END>

10.100


<EXPENSE-RATIO>

65


<AVG-DEBT-OUTSTANDING>

0


<AVG-DEBT-PER-SHARE>

0



        



</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
 

<CIK>     0000354046


<NAME>      Fidelity Charles Street Trust


<SERIES>

        <NUMBER>        71


        <NAME>      Spartan Short-Term Bond Fund


<MULTIPLIER>    1,000


       

<S>

<C>

<PERIOD-TYPE>

6-mos


<FISCAL-YEAR-END>

Sep-30-1996


<PERIOD-END>

mar-31-1996


<INVESTMENTS-AT-COST>

434,103


<INVESTMENTS-AT-VALUE>

430,357


<RECEIVABLES>

8,673


<ASSETS-OTHER>

0


<OTHER-ITEMS-ASSETS>

0


<TOTAL-ASSETS>

439,030


<PAYABLE-FOR-SECURITIES>

2,290


<SENIOR-LONG-TERM-DEBT>

0


<OTHER-ITEMS-LIABILITIES>

1,581


<TOTAL-LIABILITIES>

3,871


<SENIOR-EQUITY>

0


<PAID-IN-CAPITAL-COMMON>

516,139


<SHARES-COMMON-STOCK>

47,909


<SHARES-COMMON-PRIOR>

57,132


<ACCUMULATED-NII-CURRENT>

0


<OVERDISTRIBUTION-NII>

2,684


<ACCUMULATED-NET-GAINS>

(74,550)


<OVERDISTRIBUTION-GAINS>

0


<ACCUM-APPREC-OR-DEPREC>

(3,746)


<NET-ASSETS>

435,159


<DIVIDEND-INCOME>

0


<INTEREST-INCOME>

16,970


<OTHER-INCOME>

0


<EXPENSES-NET>

1,506


<NET-INVESTMENT-INCOME>

15,464


<REALIZED-GAINS-CURRENT>

(282)


<APPREC-INCREASE-CURRENT>

(1,636)


<NET-CHANGE-FROM-OPS>

13,546


<EQUALIZATION>

0


<DISTRIBUTIONS-OF-INCOME>

15,452


<DISTRIBUTIONS-OF-GAINS>

0


<DISTRIBUTIONS-OTHER>

0


<NUMBER-OF-SHARES-SOLD>

4,814


<NUMBER-OF-SHARES-REDEEMED>

15,430


<SHARES-REINVESTED>

1,393


<NET-CHANGE-IN-ASSETS>

(86,555)


<ACCUMULATED-NII-PRIOR>

0


<ACCUMULATED-GAINS-PRIOR>

(74,268)


<OVERDISTRIB-NII-PRIOR>

2,696


<OVERDIST-NET-GAINS-PRIOR>

0


<GROSS-ADVISORY-FEES>

1,561


<INTEREST-EXPENSE>

0


<GROSS-EXPENSE>

1,562


<AVERAGE-NET-ASSETS>

480,876


<PER-SHARE-NAV-BEGIN>

9.130


<PER-SHARE-NII>

 .287


<PER-SHARE-GAIN-APPREC>

(.042)


<PER-SHARE-DIVIDEND>

 .295


<PER-SHARE-DISTRIBUTIONS>

0


<RETURNS-OF-CAPITAL>

0


<PER-SHARE-NAV-END>

9.080


<EXPENSE-RATIO>

63


<AVG-DEBT-OUTSTANDING>

0


<AVG-DEBT-PER-SHARE>

0



        



</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
 

<CIK>     0000354046


<NAME>      Fidelity Charles Street Trust


<SERIES>

        <NUMBER>        41


        <NAME>      Fidelity Short-Intermediate Government Fund


<MULTIPLIER>    1,000


       

<S>

<C>

<PERIOD-TYPE>

6-mos


<FISCAL-YEAR-END>

Sep-30-1996


<PERIOD-END>

mar-31-1996


<INVESTMENTS-AT-COST>

129,559


<INVESTMENTS-AT-VALUE>

129,484


<RECEIVABLES>

2,013


<ASSETS-OTHER>

0


<OTHER-ITEMS-ASSETS>

0


<TOTAL-ASSETS>

131,497


<PAYABLE-FOR-SECURITIES>

828


<SENIOR-LONG-TERM-DEBT>

0


<OTHER-ITEMS-LIABILITIES>

656


<TOTAL-LIABILITIES>

1,484


<SENIOR-EQUITY>

0


<PAID-IN-CAPITAL-COMMON>

139,749


<SHARES-COMMON-STOCK>

13,822


<SHARES-COMMON-PRIOR>

14,810


<ACCUMULATED-NII-CURRENT>

0


<OVERDISTRIBUTION-NII>

178


<ACCUMULATED-NET-GAINS>

(9,483)


<OVERDISTRIBUTION-GAINS>

0


<ACCUM-APPREC-OR-DEPREC>

(75)


<NET-ASSETS>

130,013


<DIVIDEND-INCOME>

0


<INTEREST-INCOME>

5,098


<OTHER-INCOME>

0


<EXPENSES-NET>

519


<NET-INVESTMENT-INCOME>

4,579


<REALIZED-GAINS-CURRENT>

403


<APPREC-INCREASE-CURRENT>

(1,573)


<NET-CHANGE-FROM-OPS>

3,409


<EQUALIZATION>

0


<DISTRIBUTIONS-OF-INCOME>

4,475


<DISTRIBUTIONS-OF-GAINS>

0


<DISTRIBUTIONS-OTHER>

0


<NUMBER-OF-SHARES-SOLD>

2,752


<NUMBER-OF-SHARES-REDEEMED>

4,100


<SHARES-REINVESTED>

360


<NET-CHANGE-IN-ASSETS>

(10,458)


<ACCUMULATED-NII-PRIOR>

0


<ACCUMULATED-GAINS-PRIOR>

(9,886)


<OVERDISTRIB-NII-PRIOR>

282


<OVERDIST-NET-GAINS-PRIOR>

0


<GROSS-ADVISORY-FEES>

301


<INTEREST-EXPENSE>

0


<GROSS-EXPENSE>

522


<AVERAGE-NET-ASSETS>

134,219


<PER-SHARE-NAV-BEGIN>

9.490


<PER-SHARE-NII>

 .324


<PER-SHARE-GAIN-APPREC>

(.086)


<PER-SHARE-DIVIDEND>

 .318


<PER-SHARE-DISTRIBUTIONS>

0


<RETURNS-OF-CAPITAL>

0


<PER-SHARE-NAV-END>

9.410


<EXPENSE-RATIO>

77


<AVG-DEBT-OUTSTANDING>

0


<AVG-DEBT-PER-SHARE>

0



        



</TABLE>


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