CVB FINANCIAL CORP
SC 13G/A, 2000-02-08
STATE COMMERCIAL BANKS
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                                 UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549



                                  SCHEDULE 13G


                   UNDER THE SECURITIES EXCHANGE ACT OF 1934
                               (AMENDMENT NO. 12)


                              CVB FINANCIAL CORP.
     ___________________________________________________________________________

                                (Name of Issuer)

                                  COMMON STOCK
     ___________________________________________________________________________

                         (Title of Class of Securities)

                                  126600 10 5


                                 (CUSIP Number)


                               December 31, 1999
                       __________________________________
            (Date of Event which Requires Filing of this Statement)

Check the appropriate box to designte the rule pursuant to which this Schedule
is filed:

[ ]  Rule 13d-1(b)

[ ]  Rule 13d-(c)

[x]  Rule 13d-1(d)


*The remainder of this cover page shall be filled out for a
reporting person's initial filing on this form with respect to
the subject class of securities, and for any subsequent amendment
containing information which would alter disclosures provided in
a prior cover page.

The information required on the remainder of this cover page
shall not be deemed to be "filed" for the purpose of Section 18
of the Securities Exchange Act of 1934 (the "Act") or otherwise
subject to the liabilities of that section of the Act but shall
be subject to all other provisions of the Act (however, see the
Notes).


CUSIP NO. 126600 105               13G                         PAGE  2  OF 6



1        NAME OF REPORTING PERSON
         S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
         Charles M. Magistro
         ###-##-####

2        CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP         (a)[]
                                                                  (b)[]

3        SEC USE ONLY

4        CITIZENSHIP OR PLACE OF ORGANIZATION
         USA


NUMBER OF                  5        SOLE VOTING POWER
SHARES                              211,594
BENEFICIALLY               6        SHARED VOTING POWER
OWNED BY                            890,179
EACH                       7        SOLE DISPOSITIVE POWER
REPORTING                           211,594
PERSON                     8        SHARED DISPOSITIVE POWER
WITH                                890,179


9        AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
         1,168,208 (includes 66,435 shares which Mr. Magistro has the
         right to acquire beneficial ownership of within 60 days
         after 12/31/99)

10       CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
         CERTAIN SHARES*

11       PERCENT OF CLASS REPRESENTED BY AMOUNT SHOWN IN ROW (9)
         5.99%

12       TYPE OF REPORTING PERSON*
         IN

                  *SEE INSTRUCTIONS BEFORE FILLING OUT!


ITEM 1.

(a)      Name of Issuer.

         CVB Financial Corp.

(b)      Address of Issuer's Principal Executive Offices.

         701 North Haven Avenue, Suite 350
         Ontario, California 91764

ITEM 2.

(a)      Name of Person Filing.

         Charles M. Magistro

(b)      Address of Principal Business Office or, if none, Residence.

         135 Camellia Court
         Upland, California 91786

(c)      Citizenship.

         USA

(d)      Title of Class of Securities.

         Common Stock

(e)      CUSIP No.

         126600 10 5





















                                Page 3 of 6 pages

<PAGE>
ITEM 3.  IF THIS STATEMENT IS FILED PURSUANT TO RULE 13D-1(B), OR
13D-2(B), CHECK WHETHER THE PERSON IS A:

(a)  []   Broker or Dealer registered under Section 15 of the Act.
(b)  []   Bank as defined in section 3(a)(6) of the Act.
(c)  []   Insurance Company as defined in section 3(a)(19) of the Act.
(d)  []   Investment Company registered under section 8 of the Investment
          Company Act.
(e)  []   Investment Adviser registered under section 203 of the Investment
          Adviser Act of 1940.
(f)  []   Employee Benefit Plan, Pension Fund which is subject to the
          provisions of the Employee Retirement Income Security Act of 1974
          or Endowment Fund; see Section 240.13d-1(b)(1)(ii)(F)
          (Note:  See Item 7).
(g)  []   Parent Holding Company, in accordance with Section
          240.13d-1(b)(1)(ii)(G) (Note: See Item 7).
(h)  []       Group, in accordance with Section 240.13d-1(b)(1)(ii)(H)

ITEM 4.           OWNERSHIP.

         If the percent of the class owned, as of December 31 of the year
covered by the statement, or as of the last day of any month described in
Rule 13d-1(b)(2), if applicable, exceeds five percent, provide the following
information as of that date and identify those shares which there is a right
to acquire.

(a)      Amount Beneficially Owned.

         1,168,208 (includes 66,435 shares which Mr. Magistro has the right to
acquire beneficial ownership of within 60 days after 12/31/99).

(b)      Percent of Class.
         5.99%

(c)      Number of shares as to which such person has:

         (i)      sole power to vote or to direct the vote
                  211,594

         (ii)     shared power to vote or to direct the vote
                  890,179

         (iii)    sole power to dispose or to direct the disposition of
                  211,594

         (iv)     shared power to dispose or to direct the disposition of
                  890,179

INSTRUCTION:  For computations regarding securities which
represent a right to acquire an underlying security, see Rule
13d-3(d)(1).



                                Page 4 of 6 pages

<PAGE>
ITEM 5.  OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS.

         If this statement is being filed to report the fact that as
of the date hereof the reporting person has ceased to be the
beneficial owner of more than five percent of the class of
securities, please check the following:  [__.]

ITEM 6.  OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER
PERSON.

         If any other person is known to have the right to receive or
the power to direct the receipt of dividends from, or the
proceeds from the sale of, such securities, a statement to that
effect should be included in response to this item and, if such
interest relates to more than five percent of the class, such
person should be identified.  A listing of the shareholders of an
investment company registered under the Investment Company Act of
1940 or the beneficiaries of an employee benefit plan, pension
fund or endowment fund is not required.

         Not applicable.

ITEM 7.    IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY
           WHICH ACQUIRED THE SECURITY BEING REPORTED ON BY THE
           PARENT HOLDING COMPANY.

         If a parent holding company has filed this schedule,
pursuant to Rule 13d-1(b)(ii)(G), so indicate under Item 3(g) and
attach an exhibit stating the identity and the Item 3
classification of the relevant subsidiary.  If a parent holding
company has filed this schedule pursuant to Rule 13d-1(c), attach
an exhibit stating the identification of the relevant subsidiary.

         Not applicable.

ITEM 8.    IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP.

         If a group has filed this schedule pursuant to Rule 13d-
1(b)(ii)(H), so indicate under Item 3(h) and attach an exhibit
stating the identity and Item 3 classification of each member of
the group.  If a group has filed this schedule pursuant to Rule
13d-1(c), attach an exhibit stating the identity of each member
of the group.

         Not applicable.

ITEM 9.      NOTICE OF DISSOLUTION OF GROUP.

         Notice of dissolution of a group may be furnished as an
exhibit stating the date of the dissolution and that all further
filings with respect to transactions in the security reported on
will be filed, if required, by members of the group, in their
individual capacity.  See Item 5.

         Not applicable.


                                Page 5 of 6 pages

<PAGE>
ITEM 10.     CERTIFICATION.

         Not applicable.


                                    SIGNATURE

         After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this
statement is true, complete and correct.

                                           January 31, 2000
                                           ______________________________
                                                      Date


                                           /s/ Charles M. Magistro
                                           ______________________________
                                                    Signature


                                           Charles M. Magistro, Director
                                           ______________________________
                                                     Name/Title












                                Page 6 of 6 pages


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