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EXHIBIT 23.2
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INDEPENDENT AUDITOR'S CONSENT
We consent to the incorporation by reference in this Registration Statement of
Fifth Third Bancorp on Form S-4 of our report dated March 1, 2000, incorporated
by reference in the Annual Report on Form 10-K of Ottawa Financial Corporation
for the year ended December 31, 1999, and to the reference to us under the
heading "Experts" in the Prospectus, which is part of this Registration
Statement.
/s/ CROWE, CHIZEK AND COMPANY LLP
Grand Rapids, Michigan
October 3, 2000
