Filed by Fifth Third Bancorp
Pursuant to Rule 425 under the Securities Act of 1933
Subject Company: Capital Holdings, Inc.
Exchange Act File Number 000-21680
FIFTH THIRD BANK ACQUIRES
CAPITAL BANK — TOLEDO, OHIO
Transaction Summary
| |
|
|
| Purchase Price |
|
$234 million |
|
|
|
|
|
| Price/Earnings (LTM 9/30/00) |
|
20.7 |
|
|
|
|
|
| Price/Book |
|
2.47 |
|
|
|
|
|
| Asset Size |
|
$1.1 billion |
|
|
|
|
|
| # of Employees |
|
132 |
Franchise at a Glance
| • |
|
Strong, experienced management team |
| |
| • |
|
Combines the premier commercial banking franchises in the Toledo market |
| |
| • |
|
Attractive clientele; broader product offerings combine to expand
commercial opportunity |
| |
| • |
|
Following market share in Toledo, Ohio MSA: |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL |
|
|
|
MARKET |
|
DEPOSITS |
| NAME |
|
SHARE |
|
(000s) |
|
|
|
|
|
| FIFTH THIRD |
|
|
26.04 |
% |
|
$ |
1,848,214 |
|
|
|
|
|
|
| KeyCorp |
|
|
13.82 |
|
|
|
980,858 |
|
|
|
|
|
|
| Charter One Financial |
|
|
12.37 |
|
|
|
877,992 |
|
|
|
|
|
|
| Sky Financial |
|
|
11.29 |
|
|
|
801,562 |
|
|
|
|
|
|
| Huntington |
|
|
9.83 |
|
|
|
697,726 |
|
|
|
|
|
|
| National City |
|
|
8.83 |
|
|
|
626,383 |
|
|
|
|
|
|
| All Others |
|
|
17.82 |
|
|
|
1,265,034 |
|
|
|
|
|
|
|
|
|
|
|
Total |
|
|
100.00 |
% |
|
$ |
7,097,769 |
|
