MAXIM SERIES ACCOUNT OF GREAT WEST LIFE & ANNUITY INS CO
497J, 1997-05-09
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                    Great-West Life & Annuity Insurance Company
                               8515 E. Orchard Road
                            Englewood, Colorado 80111

                                   May 8, 1997

   VIA EDGAR TRANSMISSION

   Securities and Exchange Commission
   450 Fifth Street, N.W.
   Washington, D.C.  20549

         Re:   Maxim Series Account
               Certification Pursuant to Rule 497(j) under
                 the Securities Act of 1933
               File No. 33-82610                          

   Ladies and Gentlemen:

         In lieu of filing the form of prospectus and Statement of Additional
   Information for Maxim Series Account (the  Fund ) pursuant to paragraph (c)
   of Rule 497 under the Securities Act of 1933, the Fund hereby certifies
   that:

         (1)   the form of prospectus and Statement of Additional Information
               that would have been filed under paragraph (c) of Rule 497 does
               not differ from that contained in post-effective amendment no.
               3 to the Fund s registration statement on Form N-4, the most
               recent amendment to the Fund s registration statement; and

         (2)   the text of post-effective amendment no. 3 to the Fund s
               registration statement on Form N-4, the most recent amendment
               to the Fund s registration statement, has been filed with the
               Securities and Exchange Commission electronically via EDGAR
               transmission, on April 25, 1997.

         If you should have any questions regarding the foregoing, please
   contact the undersigned at (303) 689-3817.

   MAXIM SERIES ACCOUNT
   (Registrant)

   By:   /s/ Beverly A. Byrne        
         Beverly A. Byrne
         Assistant Counsel & Assistant Secretary
         Great-West Life & Annuity Insurance Company<PAGE>


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