Exhibit 24
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POWER OF ATTORNEY
KNOW EVERYONE BY THESE PRESENTS, that each director whose signature appears
below constitutes and appoints, jointly and severally, Mark E. Reese and Bruce
G. Kelley, or either of them (with full power to each of them to act alone), his
true and lawful attorneys-in-fact, each with power of substitution, for him in
any and all capacities related to signing and filing the post-effective
registration on Form S-3 associated with the contemplated registration by EMC
Insurance Group Inc. (the "Company") of one million (1,000,000) additional
shares of the Company's common stock (for use in the Company's Amended and
Restated Dividend Reinvestment and Common Stock Purchase Plan) with the
Securities and Exchange Commission, together with all other related filings, and
hereby grants unto such attorneys-in-fact, and each of them, full power and
authority to do and perform each and every act in order to effectuate the same
as he might or could do if personally present, and hereby ratifies and confirms
all that each of said attorneys-in-fact, or his substitute or substitutes, may
do or cause to be done by virtue of hereof.
IN WITNESS WHEREOF, the undersigned has hereunto set his hand the 24th day
of August, 2000.
SIGNATURE TITLE
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By: /s/ George C. Carpenter
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George C. Carpenter Director
By: /s/ E. H. Creese
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E. H. Creese Director
By: /s/ David J. Fisher
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David J. Fisher Director
By: /s/ Bruce G. Kelley
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Bruce G. Kelley Director
By: /s/ George W. Kochheiser
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George W. Kochheiser Director and Chairman of the
Board of Directors
By: /s/ Raymond A. Michel
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Raymond A. Michel Director
By: /s/ Fredrick A. Schiek
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Fredrick A. Schiek Director
