<TABLE> <S> <C>


<ARTICLE>     7
<LEGEND>
     This schedule contains summary financial information extracted from the
Company's Consolidated Balance Sheet and the Consolidated Statement of
Operations and is qualified in its entirety by reference to such financial
statements.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                                    3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                              APR-1-2000
<PERIOD-END>                               JUN-30-2000
<DEBT-HELD-FOR-SALE>                         2,788,546
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                     709,144
<MORTGAGE>                                           0
<REAL-ESTATE>                                  189,378
<TOTAL-INVEST>                               4,066,927
<CASH>                                         218,994
<RECOVER-REINSURE>                           6,762,390
<DEFERRED-ACQUISITION>                         227,513
<TOTAL-ASSETS>                              13,902,765
<POLICY-LOSSES>                              8,858,719
<UNEARNED-PREMIUMS>                          1,907,308
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                                735,052
                                0
                                          0
<COMMON>                                        11,617
<OTHER-SE>                                     443,191
<TOTAL-LIABILITY-AND-EQUITY>                13,902,765
                                   1,186,914
<INVESTMENT-INCOME>                            130,373
<INVESTMENT-GAINS>                             368,748
<OTHER-INCOME>                                 492,776
<BENEFITS>                                   1,455,090
<UNDERWRITING-AMORTIZATION>                    440,409
<UNDERWRITING-OTHER>                                 0
<INCOME-PRETAX>                               (164,848)
<INCOME-TAX>                                  (197,000)
<INCOME-CONTINUING>                           (358,990)
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                  (358,990)
<EPS-BASIC>                                     ($3.13)
<EPS-DILUTED>                                   ($3.13)
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0



</TABLE>



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