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SUPPLEMENT DATED APRIL 1, 1995 TO
THE PROSPECTUS DATED AUGUST 1, 1994 FOR
INDIVIDUAL DEFERRED VARIABLE ANNUITY CONTRACTS
ISSUED BY
NATIONWIDE LIFE INSURANCE COMPANY
THROUGH ITS
NATIONWIDE VARIABLE ACCOUNT - II
This Supplement updates certain information within your
Prospectus. Please read it and keep it with your Prospectus
for future reference.
The first paragraph under the Transfers provision has been
deleted and replaced with the following:
The Owner may request a transfer of up to 100% of
the Contract Value from the Variable Account to the
Fixed Account. No penalty shall be assessed with
respect to any such transfer. All amounts
transferred to the Fixed Account must remain on
deposit in the Fixed Account until the expiration of
the Interest Rate Guarantee Period. The Interest
Rate Guarantee Period expires on the final day of the
calendar quarter during which the one year
anniversary of the allocation to the Fixed Account
occurs. The Owner's value in each sub-account will be
determined as of the date the transfer request is
received in the Home Office in good order. The
Company reserves the right to restrict transfers from
the Variable Account to the Fixed Account to 25% of
the Contract Value for any 12 month period.
The fourth paragraph of The Fixed Account provision located
in Appendix A of the Prospectus has been amended by adding
the following:
New purchase payments deposited to the Contract which
are allocated to the Fixed Account may receive a
different rate of interest than money transferred
from the Variable sub-accounts to the Fixed Account
and amounts maturing in the Fixed Account at the
expiration of an Interest Rate Guarantee Period.
