NATIONWIDE VARIABLE ACCOUNT II, 497J, 1996-08-06

NATIONWIDE VARIABLE ACCOUNT II
497J, 1996-08-06

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                      [DRUEN, RATH & DIETRICH LETTERHEAD]


                                                              TELECOPIER
                                                            (614) 249-2418
                                                     WRITER'S DIRECT DIAL NUMBER
                                                            (614) 249-7603     


August 6, 1996


VIA ELECTRONIC TRANSMISSION
- ---------------------------

The United States Securities
     and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549

Subject:  Nationwide Variable Account-II ("Variable Account") of
          Nationwide Life Insurance Company
          SEC File No. 33-67636

Ladies and Gentlemen:

Pursuant to Rule 497 under the Securities Act of 1933 and on behalf of the
Variable Account and Nationwide Life Insurance Company, we hereby submit the
form of the prospectus conforming with disclosures incorporated pursuant to
Post-Effective Amendment No. 8 to the Registration Statement on Form N-4 of the
Variable Account.

This filing is being made within five (5) days of its initial public use as
required under Rule 497.

If there are any questions in connection with this submission, please contact
me on the direct dial line listed above.
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The United States Securities
     and Exchange Commission
August 6, 1996
Page 2


Very truly yours,

DRUEN, RATH & DIETRICH

/s/ Steven R. Savini
Steven R. Savini

SRS/crw