<PAGE> 1
NATIONWIDE LIFE INSURANCE COMPANY [NATIONWIDE LOGO]
NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY
HOME OFFICE: ONE NATIONWIDE PLAZA o COLUMBUS, OH 43215-2220
July 2, 1999
VIA EDGAR
The United States Securities and
Exchange Commission
Judiciary Plaza
450 Fifth Street
Washington, D.C. 20549
Subject: Nationwide Variable Account-II
Nationwide Life Insurance Company
SEC File No. 33-67636
CIK No. 0000356514
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933 and on behalf of the
Nationwide Variable Account-II (the "Variable Account") and Nationwide Life
Insurance Company (the "Company"), we certify that the form of the Prospectus
and the Statement of Additional Information that would have been filed under
paragraphs (b) or (c) of Rule 497 does not differ from the form of the
Prospectus and Statement of Additional Information contained in Post-Effective
Amendment No. 14 to the Registration Statement for the Company and the Variable
Account which became effective on July 1, 1999.
Please contact me at (614) 249-8782 if you have any questions regarding this
filing.
Very truly yours,
NATIONWIDE LIFE INSURANCE COMPANY
Jamie Ruff Casto, Esq.
Compliance Specialist
cc: Kevin Kirchoff
Office of Insurance Products and Legal Compliance
Mail Stop 5-6
