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DRUEN, RATH & DIETRICH
ATTORNEYS AT LAW
ONE NATIONWIDE PLAZA
COLUMBUS, OHIO 43216
(614) 249-7617
TELECOPIER
(614) 249-2418
WRITER'S DIRECT
DIAL NUMBER
(614) 249-7603
September 5, 1995
VIA ELECTRONIC TRANSMISSION
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The United States Securities
and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549
Subject: Nationwide Multi-Flex Variable Account of
Nationwide Life Insurance Company
SEC File No. 2-75174
CIK No. 0000356723
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933 and on behalf of the
Nationwide Multi-Flex Variable Account (the "Variable Account") and Nationwide
Life Insurance Company, we certify that the form of the Prospectus and Statement
of Additional Information that would have been filed under paragraph (c) under
Rule 497 does not differ from the form of the Prospectus and Statement of
Additional Information contained in Post-Effective Amendment No. 20 to the
Registration Statement for the Company and the Variable Account which was filed
with the Securities and Exchange Commission electronically on August 31, 1995.
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The United States Securities
and Exchange Commission
September 5, 1995
Page 2
If there are any questions in connection with the enclosed, please contact
Steven Savini at (614) 249-7603.
Very truly yours,
DRUEN, RATH & DIETRICH
Steven Savini
SS/sk
cc: Ms. Joyce M. Pickholz, Esq.
Senior Counsel
Stop 10-6
Office of Insurance Products and Legal Compliance
Assistant Chief
c/o Patrice Pitts
Stop 10-6
Office of Insurance Products and Legal Compliance
