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[NATIONWIDE LIFE INSURANCE COMPANY LOGO]
NATIONWIDE LIFE INSURANCE COMPANY
HOME OFFICE - ONE NATIONWIDE PLAZA - COLUMBUS, OH 43215-2220
May 1, 1997
VIA EDGAR
The United States Securities and
Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549
Subject: Nationwide Multi-Flex Variable Account of
Nationwide Life Insurance Company
SEC File No. 33-23905
CIK No. 0000356723
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933 and on behalf of the
Nationwide Multi- Flex Variable Account (the "Variable Account") and Nationwide
Life Insurance Company (the "Company"), we certify that the form of the
Prospectus and Statement of Additional Information that would have been filed
under paragraph (c) under Rule 497 does not differ from the form of the
Prospectus and Statement of Additional Information contained in Post-Effective
Amendment No. 10 (under the Securities Act of 1933) to the Registration
Statement for the Company and the Variable Account which became effective May 1,
1997.
If there are any questions in connection with the enclosed, please contact David
E. Simaitis, Esq. at (614) 249-7618.
Very truly yours,
NATIONWIDE LIFE INSURANCE COMPANY
/s/ Mark B. Koogler
Mark B. Koogler
Associate Vice President and Associate General Counsel
