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DRUEN, DIETRICH, REYNOLDS & KOOGLER
ATTORNEYS AT LAW
ONE NATIONWIDE PLAZA
COLUMBUS, OHIO 43216
(614) 249-7817
FACSIMILE: (614) 249-2418
November 5, 1997
VIA ELECTRONIC TRANSMISSION
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The United States Securities and
Exchange Commission
Judiciary Plaza
450 fifth Street, N.W.
Washington, D.C. 20549
RE: Nationwide Multi-Flex Variable Account
Nationwide Life Insurance Company
SEC File NO. 2-75174; 811-3338
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933 and on behalf of
Nationwide Life Insurance Company (the "Company") and its Nationwide Multi-Flex
Variable Account (the "Variable Account"), this is to certify that the form of
the prospectus and Statement of Additional Information that would have been
filed under paragraph (c) of Rule 497 does not differ from the form of the
prospectus and Statement of Additional Information contained in the
Post-Effective Amendment No. 25 to the Registration Statement for the Company
and the Variable Account.
Please call the undersigned at (614) 249-7470 if you have any questions
regarding this filing.
Very truly yours,
NATIONWIDE LIFE INSURANCE COMPANY
/s/ Theresa Rittinger Schaefer
Theresa Rittinger Schaefer
Counsel
TRS/mes
cc: Lorna MacLoed
Office of Insurance Products and Legal Compliance
Stop 10-6
