<PAGE> 1
SUPPLEMENT DATED JUNE 25, 1997 TO
PROSPECTUS DATED MAY 1, 1997 FOR
INDIVIDUAL DEFERRED VARIABLE ANNUITY CONTRACTS
ISSUED BY
NATIONWIDE LIFE INSURANCE COMPANY
THROUGH ITS
NATIONWIDE MULTI-FLEX VARIABLE ACCOUNT
THIS SUPPLEMENT UPDATES CERTAIN INFORMATION CONTAINED IN YOUR PROSPECTUS.
PLEASE READ IT AND KEEP IT WITH YOUR PROSPECTUS FOR FUTURE REFERENCE.
The "Waiver of Contingent Deferred Sales Charge" section located on page 21 of
the prospectus is amended to include the following:
No Contingent Deferred Sales Charge applies upon the transfer of values
among the Sub-Accounts or between the Fixed Account and the Variable
Account. When a Contract described in the prospectus is exchanged for
another Contract issued by the Company or any of its affiliated
insurance companies, of the type and class which the Company has
determined is eligible for such exchange, the Company may waive the
Contingent Deferred Sales Charge on the first Contract. A Contingent
Deferred Sales Charge may apply to the contract received in the
exchange. In determining which contracts may be of the same type and
class as this Contract, the Company shall apply its rules and
regulations applicable thereto, including assessing any fees deemed
reasonable for processing the exchange. In no event will such fee exceed
$40.00. This exchange processing fee may be in addition to any Contract
Maintenance Charge which may apply upon the surrender of a Contract.
