SIGNATURES
Pursuant to the requirements of Section 15(d) of the Securities Exchange
Act of 1934, the registrant has duly caused this report to be signed on its
behalf of the undersigned, thereunto duly authorized.
NATIONAL CONSUMER COOPERATIVE BANK
DATE March 28, 1997 BY/s/Charles E. Snyder
Charles E. Snyder
President and Chief
Executive Officer
Pursuant to the requirements of the Securities Exchange Act of 1934, this
report has been signed below by the following persons on behalf of the
registrant and in the capacities and on the dates noted:
Signature Title Date
*/s/Thomas D. Henrion Chairman of the Board and 3/28/97
Thomas D. Henrion Director
/s/Richard L. Reed Managing Director, 3/28/97
Richard L. Reed (Principal Financial Officer)
/s/Marietta J. Orcino Vice President,Tax & 3/28/97
Marietta J. Orcino Regulatory Compliance
/s/Patricia A. Ferrick Vice President (Principal 3/28/97
Patricia A. Ferrick Accounting Officer)
*/s/Leo H. Barlow Director 3/28/97
Leo H. Barlow
*/s/Harry J. Bowie Director 3/28/97
Harry J. Bowie
*/s/James L. Burns, Jr. Director 3/28/97
James L. Burns, Jr.
Signature Title Date
*/s/Joseph Cabral Director 3/28/97
Joseph Cabral
*/s/Terry Lewis Director 3/28/97
Terry Lewis
*/s/Marilyn J. McQuiade Director 3/28/97
Marilyn J. McQuiade
*/s/Alfred A. Plamann Director 3/28/97
Alfred A. Plamann
*/s/Mary Ann Rothman Director 3/28/97
Mary Ann Rothman
*/s/Anthony J. Scallon Director 3/28/97
Anthony J. Scallon
*/s/Sheila A.Smith Director 3/28/97
Sheila A. Smith
*/s/Wally Smith Director 3/28/97
Wally Smith
*/s/Dr. Robert L. Thompson Director 3/28/97
Robert L. Thompson
* By /s/Richard L.Reed
Richard L. Reed
(Attorney-in-Fact)
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INDEPENDENT AUDITORS' CONSENT
We consent to the incorporation by reference in Registration
Statement No. 333-17003 of the National Consumer Cooperative Bank
and its subsidiaries (the Company) on Amendement No.2 to Form S-3
of our report dated January 30, 1997, (Febuary 28, 1997 as to note
24), appearing in this Annual Report on Form 10-K of the Company for
the year ended December 31, 1996.
DELOITTE & TOUCHE LLP
March 28, 1997
