NATIONAL CONSUMER COOPERATIVE BANK /DC/
10-Q, EX-27, 2000-08-14
PERSONAL CREDIT INSTITUTIONS
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<TABLE> <S> <C>

<ARTICLE> 9

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               JUN-30-2000
<CASH>                                       2,686,539
<INT-BEARING-DEPOSITS>                      10,194,434
<FED-FUNDS-SOLD>                            15,921,664
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 44,166,980
<INVESTMENTS-CARRYING>                       2,710,244
<INVESTMENTS-MARKET>                                 0
<LOANS>                                  1,092,109,265
<ALLOWANCE>                                 19,072,553
<TOTAL-ASSETS>                           1,191,625,808
<DEPOSITS>                                 142,482,158
<SHORT-TERM>                               377,598,417
<LIABILITIES-OTHER>                         28,359,754
<LONG-TERM>                                486,649,295
                                0
                                          0
<COMMON>                                   121,984,032
<OTHER-SE>                                     215,873
<TOTAL-LIABILITIES-AND-EQUITY>           1,191,625,808
<INTEREST-LOAN>                             43,443,662
<INTEREST-INVEST>                            2,331,643
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                            45,775,305
<INTEREST-DEPOSIT>                           3,200,690
<INTEREST-EXPENSE>                          30,377,027
<INTEREST-INCOME-NET>                       15,398,278
<LOAN-LOSSES>                                  441,667
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                             13,613,773
<INCOME-PRETAX>                              4,276,151
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 3,470,694
<EPS-BASIC>                                       5.69
<EPS-DILUTED>                                     5.69
<YIELD-ACTUAL>                                    2.79
<LOANS-NON>                                    707,259
<LOANS-PAST>                                    54,579
<LOANS-TROUBLED>                             1,342,008
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                            18,693,670
<CHARGE-OFFS>                                  480,355
<RECOVERIES>                                   417,571
<ALLOWANCE-CLOSE>                           19,072,553
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                     19,072,553


</TABLE>


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