SAFECO MONEY MARKET TRUSTS
497J, 1996-07-24
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<PAGE>   1
July 24, 1996

VIA ELECTRONIC FILING

Securities and Exchange Commission
450 5th Street NW
Washington, DC   20549

Re:  SAFECO Money Market Trust ("Registrant")
     1933 Act File No. 2-25272
     1940 Act File No. 811-3347

Dear Sir or Madam:

Pursuant to paragraph (j) of Rule 497 of Regulation C, under the Securities Act
of 1933, as amended, in lieu of filing under paragraph (c) of Rule 497, I
certify that the form of Prospectus and Statement of Additional Information
dated July 19, 1996 for the above-captioned registrant that would have been
filed under paragraph (c) of Rule 497 does not differ from that contained in the
most recent amendment to the registration statement and the text of the most
recent registration statement was filed electronically on July 19, 1996.

Sincerely,

/s/ Lizbeth A. Englund
- ----------------------
Lizbeth A. Englund
Counsel



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