PART II - OTHER INFORMATION
Item 6. Exhibits and Reports on Form 8-K
A. Exhibits
Exhibit 27. Financial Data Schedule
B. Reports on Form 8-K
No reports on Form 8-K have been filed during the quarter
because of the absence of conditions under which they are
required.
Page 8
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities and Exchange Act
of 1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned thereunto duly authorized.
OLD SECOND BANCORP, INC.
/s/ R J CARLSON
By: R.J. Carlson,
President, Chief Financial Officer,
Chief Operating Officer, Secretary
and Director
Date: 05/15/96
OLD SECOND BANCORP, INC.
37 SOUTH RIVER STREET
AURORA ILLINOIS 60507
Page 9
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-END> MAR-31-1996
<CASH> 34816
<INT-BEARING-DEPOSITS> 400
<FED-FUNDS-SOLD> 43025
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 253234
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 394101
<ALLOWANCE> 5876
<TOTAL-ASSETS> 748630
<DEPOSITS> 658709
<SHORT-TERM> 7050
<LIABILITIES-OTHER> 6987
<LONG-TERM> 0
<COMMON> 15377
0
0
<OTHER-SE> 60507
<TOTAL-LIABILITIES-AND-EQUITY> 748630
<INTEREST-LOAN> 8977
<INTEREST-INVEST> 3970
<INTEREST-OTHER> 543
<INTEREST-TOTAL> 13490
<INTEREST-DEPOSIT> 6040
<INTEREST-EXPENSE> 6107
<INTEREST-INCOME-NET> 7383
<LOAN-LOSSES> 139
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 5591
<INCOME-PRETAX> 3612
<INCOME-PRE-EXTRAORDINARY> 2480
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2480
<EPS-PRIMARY> 1.06
<EPS-DILUTED> 1.06
<YIELD-ACTUAL> 0
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 0
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 0
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>