<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13, OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED)
NOVEMBER 17, 2000 (NOVEMBER 14, 2000)
AREA BANCSHARES CORPORATION
--------------------------------------------------------------------------------
(Exact name of registrant as specified in its charter)
Kentucky 0-26032 61-0902343
--------------------------------------------------------------------------------
(State or other (Commission File Number) (IRS Employer
jurisdiction of Identification No.)
incorporation)
230 Frederica Street, Owensboro, Kentucky 42301
--------------------------------------------------------------------------------
(Address of principal executive office) (Zip code)
Registrant's telephone number, including area code: (270) 926-3232
--------------
Not Applicable
--------------------------------------------------------------------------------
(Former name or former address, if changed since last report)
The Current Report consists of 5 pages.
The exhibit index is located on page 4.
1
<PAGE> 2
Item 5. Other Events
On November 14, 2000 Area Bancshares Corporation announced that its Board of
Directors declared a 3-for-2 (50%) stock split and increased the quarterly cash
dividend by 12.5% to $0.045. The stock split, effected in the form of a stock
dividend, is payable on December 10, 2000 to shareholders of record on December
1, 2000 while the cash dividend is payable on January 2, 2001 to shareholders of
record on December 20, 2000.
A copy of the press release is attached hereto as Exhibit 99-1, and is
incorporated herein by reference.
Item 7. Financial Statements and Exhibits
C. Exhibits
Exhibit No. Description
----------- -----------
99-1 Press release dated November 14, 2000
2
<PAGE> 3
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Area Bancshares Corporation
DATE: November 17, 2000 By: /s/ Edward J. Vega
------------------------------
Edward J. Vega
Senior Vice President &
Chief Financial Officer
3
<PAGE> 4
INDEX TO EXHIBITS
<TABLE>
<CAPTION>
Exhibit Number Exhibit Description Page
-------------- ------------------- ----
<S> <C> <C>
99-1 Press release dated November 14, 2000 5
</TABLE>
4