AREA BANCSHARES CORP
10-Q, EX-27.1, 2000-08-11
COMMERCIAL BANKS, NEC
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
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<PERIOD-START>                             DEC-31-1999
<PERIOD-END>                               JUN-30-2000
<CASH>                                         101,160
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                                0
                                          0
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<LOAN-LOSSES>                                      636
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<INCOME-PRETAX>                                 36,207
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<EXTRAORDINARY>                                      0
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<EPS-BASIC>                                       1.50
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<LOANS-NON>                                      3,171
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<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          6,562


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