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<PAGE> PAGE 1
SECURITIES AND EXCHANGE COMMISSION
FORM 13F-E
Report for the Calendar Year or Quarter Ended: 05/17/95
Institutional Investment Manager:
NICKIE CRANDALL
820 STATE STREET
TRUST DIVISION
SANTA BARBARA CA 93101
I REPRESENT THAT I AM AUTHORIZED TO SUBMIT THIS FORM AND THAT ALL INFORMATION
IN THIS FORM AND THE ATTACHMENTS TO IT IS TRUE, CORRECT AND COMPLETE AND I
UNDERSTAND THAT ALL REQUIRED ITEMS, STATEMENTS AND SCHEDULES ARE INTEGRAL
PARTS OF THIS FORM AND THAT THE SUBMISSION OF ANY AMENDMENT REPRESENTS THAT
ALL UNAMENDED ITEMS, STATEMENTS AND SCHEDULES REMAIN TRUE, CORRECT AND
COMPLETE AS PREVIOUSLY SUBMITTED.
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES AND EXCHANGE ACT OF 1934.
Name, Title and Telephone Number of Person Submitting Report:
NICKIE CRANDALL ASSISTANT VICE PRESIDENT 805 564 6203
Signature, Place and Date of Signing:
/s/ NICKIE CRANDALL SANTA BARBARA CA 5/17/95
<PAGE> PAGE 2
VALUE SHARES/ SH/ PUT/ INVSTMT -----VOTING AUTHORITY-----
NAME OF ISSUER -TITLE OF CLASS- --CUSIP-- (x$1000) PRN AMT PRN CALL DSCRETN -MANAGERS- SOLE SHARED NONE
AIM EQUITY FDS CONSTELLATION COMMON 001413202 328 17263 DEFINED 17263
AT&T CORP COMMON 001957109 2805 55276 SOLE 72767 600
AT&T CORP COMMON 001957109 918 18091 DEFINED 72767 600
ABBOTT LABS COMMON 002824100 649 16500 SOLE 41500
ABBOTT LABS COMMON 002824100 984 25000 DEFINED 41500
AIRTOUCH COMMUNICATIONS INC COMMON 00949T100 366 13646 SOLE 22582
AIRTOUCH COMMUNICATIONS INC COMMON 00949T100 240 8936 DEFINED 22582
ALLIEDSIGNAL INC COMMON 019512102 689 17400 SOLE 27700
ALLIEDSIGNAL INC COMMON 019512102 408 10300 DEFINED 27700
AMERICAN BRANDS INC COMMON 024703100 1189 29364 SOLE 31164
AMERICAN BRANDS INC COMMON 024703100 72 1800 DEFINED 31164
AMERICAN EXPRESS CO COMMON 025816109 361 10400 SOLE 13300
AMERICAN EXPRESS CO COMMON 025816109 100 2900 DEFINED 13300
AMERICAN HOME PRODUCTS CORP COMMON 026609107 3485 45114 SOLE 70676
AMERICAN HOME PRODUCTS CORP COMMON 026609107 1974 25562 DEFINED 70676
AMERITECH CORPORATION COMMON 030954101 783 17499 SOLE 24983
AMERITECH CORPORATION COMMON 030954101 334 7484 DEFINED 24983
AMP INC COMMON 031897101 316 7400 SOLE 8200
AMP INC COMMON 031897101 34 800 DEFINED 8200
AMOCO CORP COMMON 031905102 1341 20448 SOLE 28634
AMOCO CORP COMMON 031905102 537 8186 DEFINED 28634
ANHEUSER BUSCH COS INC COMMON 035229103 526 9066 SOLE 14166 800
ANHEUSER BUSCH COS INC COMMON 035229103 342 5900 DEFINED 14166 800
APPLIED MATERIALS INC COMMON 038222105 308 5000 SOLE 5000 600
APPLIED MATERIALS INC COMMON 038222105 36 600 DEFINED 5000 600
ARCHER-DANIELS-MIDLAND CO COMMON 039483102 141 7740 SOLE 20554
ARCHER-DANIELS-MIDLAND CO COMMON 039483102 233 12814 DEFINED 20554
ARNOLD INDS INC COMMON 042595108 257 14290 DEFINED 14290
ATLANTIC RICHFIELD CO COMMON 048825103 984 8600 SOLE 14491
ATLANTIC RICHFIELD CO COMMON 048825103 674 5891 DEFINED 14491
AUTOMATIC DATA PROCESSING COMMON 053015103 1879 29250 SOLE 39150
AUTOMATIC DATA PROCESSING COMMON 053015103 636 9900 DEFINED 39150
BANC ONE CORP COMMON 059438101 388 13160 SOLE 27926
BANC ONE CORP COMMON 059438101 435 14766 DEFINED 27926
BANKAMERICA CORP COMMON 066050105 311 6285 SOLE 27479
BANKAMERICA CORP COMMON 066050105 1049 21194 DEFINED 27479
BANKERS TR N Y CORP COMMON 066365107 227 4200 SOLE 5350
BANKERS TR N Y CORP COMMON 066365107 62 1150 DEFINED 5350
BAUSCH & LOMB INC COMMON 071707103 496 12800 SOLE 17200
BAUSCH & LOMB INC COMMON 071707103 170 4400 DEFINED 17200
BAXTER INTERNATIONAL INC COMMON 071813109 364 10500 SOLE 14673
BAXTER INTERNATIONAL INC COMMON 071813109 145 4173 DEFINED 14673
BELL ATLANTIC CORP COMMON 077853109 803 14718 SOLE 19910 300
BELL ATLANTIC CORP COMMON 077853109 300 5492 DEFINED 19910 300
BELLSOUTH CORP COMMON 079860102 1048 17149 SOLE 26179
BELLSOUTH CORP COMMON 079860102 551 9030 DEFINED 26179
BENHAM CALIF TAX-FREE SHORT-TE COMMON 081865701 428 42416 SOLE 48470
BENHAM CALIF TAX-FREE SHORT-TE COMMON 081865701 61 6054 DEFINED 48470
BETZ LABS INC COMMON 087779104 542 13000 SOLE 13900
BETZ LABS INC COMMON 087779104 37 900 DEFINED 13900
<PAGE> PAGE 3
VALUE SHARES/ SH/ PUT/ INVSTMT -----VOTING AUTHORITY-----
NAME OF ISSUER -TITLE OF CLASS- --CUSIP-- (x$1000) PRN AMT PRN CALL DSCRETN -MANAGERS- SOLE SHARED NONE
BLOCK (H R) INC COMMON 093671105 762 18100 SOLE 22800
BLOCK (H R) INC COMMON 093671105 197 4700 DEFINED 22800
BRIGGS & STRATTON COMMON 109043109 194 5550 SOLE 9250
BRIGGS & STRATTON COMMON 109043109 129 3700 DEFINED 9250
BRISTOL-MYERS SQUIBB CO COMMON 110122108 2347 36048 SOLE 46664
BRISTOL-MYERS SQUIBB CO COMMON 110122108 691 10616 DEFINED 46664
CIGNA CORPORATION CONV DEB 125509AB5 244 225000 DEFINED 225000
CPC INTL INC COMMON 126149103 844 14400 SOLE 19528
CPC INTL INC COMMON 126149103 300 5128 DEFINED 19528
CAMPBELL SOUP CO COMMON 134429109 779 15214 SOLE 15914
CAMPBELL SOUP CO COMMON 134429109 35 700 DEFINED 15914
CARNIVAL CORP COMMON 143658102 283 11400 SOLE 11400
CASS M L PETE CORP COMMON 148127103 45 28500 DEFINED 28500
CENTRAL & SOUTH WEST CORP COMMON 152357109 738 30000 SOLE 42850
CENTRAL & SOUTH WEST CORP COMMON 152357109 316 12850 DEFINED 42850
CHANNEL TECHNOLOGIES INC COMMON 159173103 151 50588 DEFINED 49588 1000
CHEVRON CORP COMMON 166751107 2062 43528 SOLE 80788
CHEVRON CORP COMMON 166751107 1765 37260 DEFINED 80788
CIRCUIT CITY STORES INC COMMON 172737108 320 12400 SOLE 14500 400
CIRCUIT CITY STORES INC COMMON 172737108 64 2500 DEFINED 14500 400
CLOROX CO COMMON 189054109 217 3700 SOLE 4300
CLOROX CO COMMON 189054109 35 600 DEFINED 4300
COCA COLA CO COMMON 191216100 2111 36332 SOLE 50928
COCA COLA CO COMMON 191216100 848 14596 DEFINED 50928
COLGATE PALMOLIVE CO COMMON 194162103 1713 24396 SOLE 29396
COLGATE PALMOLIVE CO COMMON 194162103 351 5000 DEFINED 29396
COLONIAL TRUST II COMMON 196093405 470 73227 SOLE 73227
COMMERCE BANCSHARES INC COMMON 200525103 181 5945 SOLE 33130
COMMERCE BANCSHARES INC COMMON 200525103 829 27185 DEFINED 33130
COMPAQ COMPUTER CORP COMMON 204493100 296 7800 SOLE 9100
COMPAQ COMPUTER CORP COMMON 204493100 49 1300 DEFINED 9100
COMPUTER SCIENCES CORP COMMON 205363104 414 8400 SOLE 8400
COOPER INDS INC COMMON 216669101 116 2978 SOLE 9578
COOPER INDS INC COMMON 216669101 257 6600 DEFINED 9578
CROWN CORK & SEAL INC COMMON 228255105 705 16500 SOLE 17800 300
CROWN CORK & SEAL INC COMMON 228255105 68 1600 DEFINED 17800 300
DAYTON HUDSON CORP COMMON 239753106 416 6200 SOLE 8100
DAYTON HUDSON CORP COMMON 239753106 127 1900 DEFINED 8100
DEAN WITTER US GOVERNMENT COMMON 241906106 86 9937 SOLE 26226
DEAN WITTER US GOVERNMENT COMMON 241906106 142 16289 DEFINED 26226
DEAN WITTER MULTI ST MUN SER T COMMON 241920107 106 10463 SOLE 10463
DEAN WITTER CALIF TAX-FREE INC COMMON 242407104 292 23591 SOLE 32419
DEAN WITTER CALIF TAX-FREE INC COMMON 242407104 109 8828 DEFINED 32419
DECORA INDUSTRIES INC COMMON 243593100 46 48400 DEFINED 48400
DELUXE CORPORATION COMMON 248019101 716 23200 SOLE 29000
DELUXE CORPORATION COMMON 248019101 179 5800 DEFINED 29000
DIGITAL EQUIP CORP COMMON 253849103 230 5000 SOLE 5600
DIGITAL EQUIP CORP COMMON 253849103 27 600 DEFINED 5600
DISNEY WALT CO COMMON 254687106 692 12500 SOLE 18300
DISNEY WALT CO COMMON 254687106 321 5800 DEFINED 18300
<PAGE> PAGE 4
VALUE SHARES/ SH/ PUT/ INVSTMT -----VOTING AUTHORITY-----
NAME OF ISSUER -TITLE OF CLASS- --CUSIP-- (x$1000) PRN AMT PRN CALL DSCRETN -MANAGERS- SOLE SHARED NONE
DONNELLEY R R & SONS CO COMMON 257867101 258 7600 SOLE 12200
DONNELLEY R R & SONS CO COMMON 257867101 156 4600 DEFINED 12200
DOW CHEM CO COMMON 260543103 119 1725 SOLE 3795
DOW CHEM CO COMMON 260543103 143 2070 DEFINED 3795
DU PONT (E I ) DE NEMOURS & CO COMMON 263534109 836 12700 SOLE 33333
DU PONT (E I ) DE NEMOURS & CO COMMON 263534109 1359 20633 DEFINED 33333
DUKE PWR CO COMMON 264399106 884 22400 SOLE 26600
DUKE PWR CO COMMON 264399106 165 4200 DEFINED 26600
DUN & BRADSTREET CORP COMMON 264830100 781 14966 SOLE 20441 200
DUN & BRADSTREET CORP COMMON 264830100 296 5675 DEFINED 20441 200
EASTMAN CHEMICAL CO COMMON 277432100 475 8421 SOLE 10286
EASTMAN CHEMICAL CO COMMON 277432100 105 1865 DEFINED 10286
EASTMAN KODAK CO COMMON 277461109 2094 36432 SOLE 45305 200
EASTMAN KODAK CO COMMON 277461109 521 9073 DEFINED 45305 200
EMERSON ELECTRIC COMPANY COMMON 291011104 833 12400 SOLE 21300
EMERSON ELECTRIC COMPANY COMMON 291011104 598 8900 DEFINED 21300
ENRON CORP COMMON 293561106 170 5000 SOLE 9400
ENRON CORP COMMON 293561106 149 4400 DEFINED 9400
EXXON CORP COMMON 302290101 9370 134827 SOLE 171745 1000
EXXON CORP COMMON 302290101 2635 37918 DEFINED 171745 1000
FPL GROUP INC COMMON 302571104 217 5930 SOLE 10830
FPL GROUP INC COMMON 302571104 180 4900 DEFINED 10830
FEDERAL EXPRESS CORP COMMON 313309106 319 4700 SOLE 5500
FEDERAL EXPRESS CORP COMMON 313309106 54 800 DEFINED 5500
FEDERAL HOME LOAN MORTGAGE COR COMMON 313400301 906 13900 SOLE 13900
FEDERAL NATIONAL MORTGAGE ASSN COMMON 313586109 1235 14000 SOLE 18800 200
FEDERAL NATIONAL MORTGAGE ASSN COMMON 313586109 441 5000 DEFINED 18800 200
FEDERAL SIGNAL CORP COMMON 313855108 232 10265 SOLE 10265
FEDERATED SHORT-INTERMEDIATE 313901100 757 73360 SOLE 92322
FEDERATED SHORT-INTERMEDIATE 313901100 195 18962 DEFINED 92322
FEDERATED SHORT INTER GOVT TR 313901209 475 46010 SOLE 46010
FEDERATED ARMS FUND #96 COMMON 314082108 1941 201005 SOLE 201005
FEDERATED INCOME TRUST #36 COMMON 314199100 567 56330 SOLE 68600
FEDERATED INCOME TRUST #36 COMMON 314199100 123 12270 DEFINED 68600
FEDERATED INCOME TRUST COMMON 314199209 410 40748 SOLE 40748
FEDERATED INTERMEDIATE GOVT TR 314200106 47 4519 SOLE 13926
FEDERATED INTERMEDIATE GOVT TR 314200106 98 9407 DEFINED 13926
FEDERATED INCOME SECS TR COMMON 31420C209 853 98245 SOLE 103692
FEDERATED INCOME SECS TR COMMON 31420C209 47 5447 DEFINED 103692
FEDERATED INDEX TR COMMON 31420E205 1146 98065 SOLE 98065
FEDERATED INDEX TR COMMON 31420E304 682 55334 SOLE 55334
FEDERATED INDEX TRUST COMMON 31420E403 1219 90917 SOLE 90917
FIDELITY DISCIPLINED EQUITY FU COMMON 316066208 1970 101160 SOLE 105532 6229
FIDELITY DISCIPLINED EQUITY FU COMMON 316066208 206 10601 DEFINED 105532 6229
FIDELITY EXCHANGE FUND COMMON 316141100 363 3195 DEFINED 3195
FIRST SEC CORP DEL COMMON 336294103 205 8604 SOLE 8604
FRANKLIN CALIF TAX FREE COMMON 352518104 374 52847 SOLE 95438
FRANKLIN CALIF TAX FREE COMMON 352518104 301 42591 DEFINED 95438
FRANKLIN CALIF TAX FREE TR COMMON 352519300 188 18303 DEFINED 18303
FRANKLIN FEDERAL COMMON 353519101 133 11413 DEFINED 11413
<PAGE> PAGE 5
VALUE SHARES/ SH/ PUT/ INVSTMT -----VOTING AUTHORITY-----
NAME OF ISSUER -TITLE OF CLASS- --CUSIP-- (x$1000) PRN AMT PRN CALL DSCRETN -MANAGERS- SOLE SHARED NONE
FRANKLIN MULTI-INCOME TRUST COMMON 354021107 136 15000 SOLE 15000
FRONTIER CORP COMMON 35906P105 450 22400 SOLE 26800
FRONTIER CORP COMMON 35906P105 88 4400 DEFINED 26800
GTE CORP COMMON 362320103 819 24185 SOLE 54070
GTE CORP COMMON 362320103 1012 29885 DEFINED 54070
GANNETT INC COMMON 364730101 499 9500 SOLE 12800 400
GANNETT INC COMMON 364730101 194 3700 DEFINED 12800 400
GENERAL ELEC CO COMMON 369604103 5281 94316 SOLE 166324
GENERAL ELEC CO COMMON 369604103 4032 72008 DEFINED 166324
GENERAL MILLS INC COMMON 370334104 1430 23444 SOLE 33594
GENERAL MILLS INC COMMON 370334104 619 10150 DEFINED 33594
GENERAL MOTORS CORP COMMON 370442105 454 10078 SOLE 16796
GENERAL MOTORS CORP COMMON 370442105 303 6718 DEFINED 16796
GENUINE PARTS CO COMMON 372460105 707 18248 SOLE 24206
GENUINE PARTS CO COMMON 372460105 230 5958 DEFINED 24206
GILLETTE CO COMMON 375766102 934 11400 SOLE 23500 300
GILLETTE CO COMMON 375766102 1016 12400 DEFINED 23500 300
GOVERNMENT SECURITIES INCOME F COMMON 383743499 48 212586 DEFINED 212586
GRAINGER W W INC COMMON 384802104 1276 21100 SOLE 29400
GRAINGER W W INC COMMON 384802104 502 8300 DEFINED 29400
GREAT WESTERN FINCL CORP COMMON 391442100 253 12002 SOLE 12002
HARSCO CORP COMMON 415864107 247 5189 SOLE 5189
HEINZ H J CO COMMON 423074103 1163 27700 SOLE 34700
HEINZ H J CO COMMON 423074103 294 7000 DEFINED 34700
HERSHEY FOODS CORP COMMON 427866108 189 3600 SOLE 5250
HERSHEY FOODS CORP COMMON 427866108 86 1650 DEFINED 5250
HEWLETT PACKARD CO COMMON 428236103 2905 43944 SOLE 60044
HEWLETT PACKARD CO COMMON 428236103 1064 16100 DEFINED 60044
HILLENBRAND INDS INC COMMON 431573104 690 23300 SOLE 30300
HILLENBRAND INDS INC COMMON 431573104 207 7000 DEFINED 30300
ITT CORP COMMON 450679105 271 2600 SOLE 3560
ITT CORP COMMON 450679105 100 960 DEFINED 3560
ILLINOIS TOOL WORKS INC COMMON 452308109 318 6350 SOLE 7750
ILLINOIS TOOL WORKS INC COMMON 452308109 70 1400 DEFINED 7750
INTEL CORP COMMON 458140100 2334 22800 SOLE 31600 200
INTEL CORP COMMON 458140100 921 9000 DEFINED 31600 200
INTERNATIONAL BUSINESS MACHS C COMMON 459200101 1014 10718 SOLE 15982
INTERNATIONAL BUSINESS MACHS C COMMON 459200101 498 5264 DEFINED 15982
INTERNATIONAL FLAVORS & FRAGRA COMMON 459506101 1484 28900 SOLE 32100
INTERNATIONAL FLAVORS & FRAGRA COMMON 459506101 164 3200 DEFINED 32100
INTERNATIONAL GAME TECHNOLOGY COMMON 459902102 325 25300 SOLE 29800
INTERNATIONAL GAME TECHNOLOGY COMMON 459902102 57 4500 DEFINED 29800
INTERNATIONAL PAPER CO COMMON 460146103 92 1204 SOLE 3754
INTERNATIONAL PAPER CO COMMON 460146103 196 2550 DEFINED 3754
INTERNATIONAL SERIES INC COMMON 46031P308 522 29996 SOLE 29996
INVESTMENT CO AMER COMMON 461308108 219 11415 SOLE 12585
INVESTMENT CO AMER COMMON 461308108 22 1170 DEFINED 12585
JSB FINANCIAL INC COMMON 46624M100 511 17200 SOLE 21100
JSB FINANCIAL INC COMMON 46624M100 116 3900 DEFINED 21100
JANUS FUND INC COMMON 471023101 586 28755 SOLE 40537 2018
<PAGE> PAGE 6
VALUE SHARES/ SH/ PUT/ INVSTMT -----VOTING AUTHORITY-----
NAME OF ISSUER -TITLE OF CLASS- --CUSIP-- (x$1000) PRN AMT PRN CALL DSCRETN -MANAGERS- SOLE SHARED NONE
JANUS FUND INC COMMON 471023101 281 13800 DEFINED 40537 2018
JOHNSON & JOHNSON COMMON 478160104 2200 33860 SOLE 69590
JOHNSON & JOHNSON COMMON 478160104 2322 35730 DEFINED 69590
JOSTENS INC COMMON 481088102 11034 548282 DEFINED 149809 398473
K MART CORP COMMON 482584109 219 15800 SOLE 27000
K MART CORP COMMON 482584109 155 11200 DEFINED 27000
KANSAS CITY LIFE INSURANCE CO COMMON 484836101 2890 65700 DEFINED 65700
KELLOGG CO COMMON 487836108 763 12000 SOLE 19150
KELLOGG CO COMMON 487836108 454 7150 DEFINED 19150
KEMPER U S MORTGAGE FUND-B COMMON 487902504 101 14678 SOLE 14678
KEMPER U S MORTGAGE FUND-A COMMON 487902843 84 12132 SOLE 12132
KIMBERLY-CLARK CORP COMMON 494368103 2080 36733 SOLE 51293
KIMBERLY-CLARK CORP COMMON 494368103 824 14560 DEFINED 51293
KNIGHT-RIDDER INC COMMON 499040103 743 13700 SOLE 15900
KNIGHT-RIDDER INC COMMON 499040103 119 2200 DEFINED 15900
LILLY ELI & CO COMMON 532457108 752 10068 SOLE 12168
LILLY ELI & CO COMMON 532457108 156 2100 DEFINED 12168
LIMITED INC COMMON 532716107 203 9500 SOLE 12500
LIMITED INC COMMON 532716107 64 3000 DEFINED 12500
LINCOLN TELECOMMUNICATIONS CO COMMON 534780101 186 12000 DEFINED 12000
LOUISIANA PACIFIC CORP COMMON 546347105 176 6969 SOLE 9269
LOUISIANA PACIFIC CORP COMMON 546347105 58 2300 DEFINED 9269
LUBRIZOL CORP COMMON 549271104 237 6800 SOLE 7200
LUBRIZOL CORP COMMON 549271104 13 400 DEFINED 7200
MCI COMMUNICATIONS CORP COMMON 552673105 252 11600 SOLE 15100 600
MCI COMMUNICATIONS CORP COMMON 552673105 89 4100 DEFINED 15100 600
MFS SER TR II COMMON 552985608 255 30839 SOLE 30839
MARSH & MCLENNAN COS INC COMMON 571748102 560 7150 SOLE 8150
MARSH & MCLENNAN COS INC COMMON 571748102 78 1000 DEFINED 8150
MASCO CORP COMMON 574599106 261 10250 SOLE 11550
MASCO CORP COMMON 574599106 33 1300 DEFINED 11550
MAY DEPARTMENT STORES COMMON 577778103 290 8000 SOLE 11000 200
MAY DEPARTMENT STORES COMMON 577778103 116 3200 DEFINED 11000 200
MCDONALD'S CORP COMMON 580135101 1477 42200 SOLE 52256 700
MCDONALD'S CORP COMMON 580135101 376 10756 DEFINED 52256 700
MEDTRONIC INC COMMON 585055106 572 7700 SOLE 12300 200
MEDTRONIC INC COMMON 585055106 357 4800 DEFINED 12300 200
MELVILLE CORP COMMON 585745102 536 15000 SOLE 18500
MELVILLE CORP COMMON 585745102 125 3500 DEFINED 18500
MERCK & CO INC COMMON 589331107 2139 49900 SOLE 77380
MERCK & CO INC COMMON 589331107 1178 27480 DEFINED 77380
MERRILL LYNCH CALIF MUNI BOND COMMON 59019C108 132 11745 SOLE 11745
MICROSOFT CORP COMMON 594918104 2693 32950 SOLE 40350 1000
MICROSOFT CORP COMMON 594918104 686 8400 DEFINED 40350 1000
MINNESOTA MNG & MANUF CO COMMON 604059105 2569 43100 SOLE 63730
MINNESOTA MNG & MANUF CO COMMON 604059105 1230 20630 DEFINED 63730
MOBIL CORPORATION CAPITAL COMMON 607059102 1628 17165 SOLE 35001
MOBIL CORPORATION CAPITAL COMMON 607059102 1692 17836 DEFINED 35001
MONSANTO CO COMMON 611662107 523 6291 SOLE 12499
MONSANTO CO COMMON 611662107 516 6208 DEFINED 12499
<PAGE> PAGE 7
VALUE SHARES/ SH/ PUT/ INVSTMT -----VOTING AUTHORITY-----
NAME OF ISSUER -TITLE OF CLASS- --CUSIP-- (x$1000) PRN AMT PRN CALL DSCRETN -MANAGERS- SOLE SHARED NONE
MORGAN J P & CO INC COMMON 616880100 1345 20504 SOLE 24804
MORGAN J P & CO INC COMMON 616880100 282 4300 DEFINED 24804
MORGAN STANLEY GROUP INC COMMON 617446109 528 7600 SOLE 8600
MORGAN STANLEY GROUP INC COMMON 617446109 69 1000 DEFINED 8600
MOTOROLA INC COMMON 620076109 2110 37100 SOLE 51250 400
MOTOROLA INC COMMON 620076109 827 14550 DEFINED 51250 400
CALIFORNIA INTERMEDIATE COMMON 625905401 3105 303551 SOLE 589678
CALIFORNIA INTERMEDIATE COMMON 625905401 2927 286127 DEFINED 589678
MUTUAL SER FD INC COMMON 628380206 192 6559 SOLE 7506
MUTUAL SER FD INC COMMON 628380206 27 947 DEFINED 7506
NEW PLAN REALTY TRUST COMMON 648059103 334 16100 SOLE 16100
NORDSTROM INC COMMON 655664100 423 11000 SOLE 11000
NORFOLK SOUTHERN CORP COMMON 655844108 1005 14923 SOLE 19623
NORFOLK SOUTHERN CORP COMMON 655844108 316 4700 DEFINED 19623
NORWEST CORP COMMON 669380107 68 2600 SOLE 12360 400
NORWEST CORP COMMON 669380107 269 10160 DEFINED 12360 400
NOVELL INC COMMON 670006105 439 20200 SOLE 21800 800
NOVELL INC COMMON 670006105 52 2400 DEFINED 21800 800
NYNEX CORPORATION COMMON 670768100 305 7532 SOLE 9612
NYNEX CORPORATION COMMON 670768100 84 2080 DEFINED 9612
O'LORI HOLDINGS LTD COMMON 670870104 8 45000 DEFINED 45000
OMNICOM GROUP INC COMMON 681919106 920 16550 SOLE 19750 400
OMNICOM GROUP INC COMMON 681919106 200 3600 DEFINED 19750 400
PPG INDUSTRIES INC COMMON 693506107 806 20480 SOLE 23680
PPG INDUSTRIES INC COMMON 693506107 126 3200 DEFINED 23680
PACIFIC GAS & ELECTRIC COMPANY COMMON 694308107 644 23970 SOLE 46546
PACIFIC GAS & ELECTRIC COMPANY COMMON 694308107 606 22576 DEFINED 46546
PACIFIC TELESIS GROUP COMMON 694890104 430 13946 SOLE 26348 200
PACIFIC TELESIS GROUP COMMON 694890104 389 12602 DEFINED 26348 200
PENNEY (J.C.) CO INC COMMON 708160106 809 18500 SOLE 27538
PENNEY (J.C.) CO INC COMMON 708160106 395 9038 DEFINED 27538
PEPSICO INC COMMON 713448108 1662 39950 SOLE 60150 1500
PEPSICO INC COMMON 713448108 903 21700 DEFINED 60150 1500
PFIZER INC COMMON 717081103 1785 20616 SOLE 31316 300
PFIZER INC COMMON 717081103 952 11000 DEFINED 31316 300
PHILIP MORRIS COS INC COMMON 718154107 2782 41068 SOLE 52968 1200
PHILIP MORRIS COS INC COMMON 718154107 887 13100 DEFINED 52968 1200
PHILLIPS PETROLEUM COMMON 718507106 805 23000 DEFINED 23000
PLACER DOME INC COMMON 725906101 237 10000 DEFINED 10000
PROCTER & GAMBLE CO COMMON 742718109 3007 43038 SOLE 66762 200
PROCTER & GAMBLE CO COMMON 742718109 1671 23924 DEFINED 66762 200
PRUDENTIAL HIGH YIELD FUND COMMON 74435F205 102 12718 SOLE 12718
PUTNAM CALIF TAX EXEMPT INCOME COMMON 746449107 225 27419 SOLE 42570
PUTNAM CALIF TAX EXEMPT INCOME COMMON 746449107 124 15151 DEFINED 42570
PUTNAM HIGH YIELD TR CL-A COMMON 746782101 123 10436 SOLE 10436
PUTNAM PREMIER INCOME TRUST COMMON 746853100 79 11000 SOLE 11000
QUAKER OATS CO COMMON 747402105 1108 31000 SOLE 41100
QUAKER OATS CO COMMON 747402105 361 10100 DEFINED 41100
RALSTON PURINA GROUP COMMON 751277302 589 12418 SOLE 15018
RALSTON PURINA GROUP COMMON 751277302 123 2600 DEFINED 15018
<PAGE> PAGE 8
VALUE SHARES/ SH/ PUT/ INVSTMT -----VOTING AUTHORITY-----
NAME OF ISSUER -TITLE OF CLASS- --CUSIP-- (x$1000) PRN AMT PRN CALL DSCRETN -MANAGERS- SOLE SHARED NONE
RAYTHEON CO COMMON 755111101 309 4250 SOLE 5348 200
RAYTHEON CO COMMON 755111101 94 1298 DEFINED 5348 200
READERS DIGEST ASSN INC COMMON 755267101 78 2000 SOLE 7700
READERS DIGEST ASSN INC COMMON 755267101 224 5700 DEFINED 7700
REAL ESTATE INVESTMENT TRUST C COMMON 755895109 215 13700 SOLE 13700
ROADWAY SVCS INC COMMON 769748104 194 4000 SOLE 4200
ROADWAY SVCS INC COMMON 769748104 9 200 DEFINED 4200
T ROWE PRICE INTERNATIONAL FUN COMMON 77956H203 331 28436 SOLE 28436
T ROWE PRICE SCIENCE & TECHNOL COMMON 77957M102 432 17679 SOLE 20039 1515
T ROWE PRICE SCIENCE & TECHNOL COMMON 77957M102 94 3875 DEFINED 20039 1515
ROYAL DUTCH PETE CO COMMON 780257705 1044 8426 SOLE 11284
ROYAL DUTCH PETE CO COMMON 780257705 354 2858 DEFINED 11284
RUBBERMAID INC COMMON 781088109 348 11800 SOLE 16900
RUBBERMAID INC COMMON 781088109 150 5100 DEFINED 16900
FRANK RUSSELL INVESTMENT COMPA COMMON 782493407 194 9366 SOLE 10895
FRANK RUSSELL INVESTMENT COMPA COMMON 782493407 31 1529 DEFINED 10895
FRANK RUSSELL INVESTMENT COMPA COMMON 782493803 210 5796 SOLE 6446
FRANK RUSSELL INVESTMENT COMPA COMMON 782493803 23 650 DEFINED 6446
SCE CORP COMMON 783882103 1011 60408 SOLE 97650 800
SCE CORP COMMON 783882103 637 38042 DEFINED 97650 800
SAN DIEGO GAS & ELEC CO COMMON 797440104 101 4796 SOLE 11614
SAN DIEGO GAS & ELEC CO COMMON 797440104 144 6818 DEFINED 11614
SANTA BARBARA BANCORP COMMON 801233107 16351 617030 SOLE 706527 1220
SANTA BARBARA BANCORP COMMON 801233107 2404 90717 DEFINED 706527 1220
SARA LEE CORPORATION COMMON 803111103 768 27562 SOLE 47882 2000
SARA LEE CORPORATION COMMON 803111103 622 22320 DEFINED 47882 2000
SCHERING-PLOUGH CORPORATION COMMON 806605101 640 8500 SOLE 16200 200
SCHERING-PLOUGH CORPORATION COMMON 806605101 595 7900 DEFINED 16200 200
SCHLUMBERGER LIMITED COMMON 806857108 117 1875 SOLE 5225
SCHLUMBERGER LIMITED COMMON 806857108 210 3350 DEFINED 5225
SCUDDER INTERNATIONAL BOND COMMON 811150200 700 61935 SOLE 64135
SCUDDER INTERNATIONAL BOND COMMON 811150200 24 2200 DEFINED 64135
SEARS ROEBUCK & CO COMMON 812387108 889 16404 SOLE 18444
SEARS ROEBUCK & CO COMMON 812387108 110 2040 DEFINED 18444
SHAW INDUSTRIES INC COMMON 820286102 150 11500 SOLE 16400
SHAW INDUSTRIES INC COMMON 820286102 64 4900 DEFINED 16400
FEDERATED SHORT TERM MUNICIPAL COMMON 825253107 307 30052 DEFINED 30052
SMITH BARNEY SHEARSON CALIF MU COMMON 8318H4101 181 11824 SOLE 11824
SONOCO PRODUCTS CO COMMON 835495102 1990 80000 SOLE 80000
SOUTHERN CO COMMON 842587107 425 20634 SOLE 21274
SOUTHERN CO COMMON 842587107 13 640 DEFINED 21274
SOUTHWESTERN BELL CORP COMMON 845333103 1668 37823 SOLE 48283
SOUTHWESTERN BELL CORP COMMON 845333103 461 10460 DEFINED 48283
SOUTHWESTERN PUBLIC SERVICE CO COMMON 845743103 514 18050 SOLE 20422
SOUTHWESTERN PUBLIC SERVICE CO COMMON 845743103 67 2372 DEFINED 20422
SPRINT CORPORATION COMMON 852061100 744 22567 SOLE 30474
SPRINT CORPORATION COMMON 852061100 260 7907 DEFINED 30474
STRATUS COMPUTER INC COMMON 863155107 260 7000 SOLE 7000
SUNTRUST BANKS INC COMMON 867914103 938 17300 SOLE 18700
SUNTRUST BANKS INC COMMON 867914103 75 1400 DEFINED 18700
<PAGE> PAGE 9
VALUE SHARES/ SH/ PUT/ INVSTMT -----VOTING AUTHORITY-----
NAME OF ISSUER -TITLE OF CLASS- --CUSIP-- (x$1000) PRN AMT PRN CALL DSCRETN -MANAGERS- SOLE SHARED NONE
SUPERIOR INDUSTRIES INTL INC COMMON 868168105 381 14400 SOLE 17100
SUPERIOR INDUSTRIES INTL INC COMMON 868168105 71 2700 DEFINED 17100
SYSCO CORP COMMON 871829107 361 12900 SOLE 16900 300
SYSCO CORP COMMON 871829107 120 4300 DEFINED 16900 300
TECO ENERGY INC COMMON 872375100 701 33000 SOLE 40440 400
TECO ENERGY INC COMMON 872375100 166 7840 DEFINED 40440 400
TEMPLETON FUNDS INC COMMON 880196209 1468 160347 SOLE 203359
TEMPLETON FUNDS INC COMMON 880196209 393 43012 DEFINED 203359
TEMPLETON INSTL FDS INC COMMON 880210505 943 70913 SOLE 104327 3466
TEMPLETON INSTL FDS INC COMMON 880210505 490 36880 DEFINED 104327 3466
TEXACO INC COMMON 881694103 1052 15386 SOLE 18702
TEXACO INC COMMON 881694103 226 3316 DEFINED 18702
TEXAS INSTRUMENTS COMMON 882508104 1399 13200 SOLE 13700 700
TEXAS INSTRUMENTS COMMON 882508104 127 1200 DEFINED 13700 700
TEXAS UTILITIES CO COMMON 882848104 469 14400 SOLE 19035
TEXAS UTILITIES CO COMMON 882848104 151 4635 DEFINED 19035
TEXTRON INC COMMON 883203101 262 4600 SOLE 6600
TEXTRON INC COMMON 883203101 114 2000 DEFINED 6600
TOYS R US COMMON 892335100 277 10950 SOLE 13050
TOYS R US COMMON 892335100 53 2100 DEFINED 13050
TRAVELERS INC COMMON 894190107 337 8166 SOLE 8316
TRAVELERS INC COMMON 894190107 6 150 DEFINED 8316
UNIFIRST CORP MASS COMMON 904708104 77 6500 SOLE 10000
UNIFIRST CORP MASS COMMON 904708104 41 3500 DEFINED 10000
UNION PACIFIC CORP COMMON 907818108 1270 23465 SOLE 31920
UNION PACIFIC CORP COMMON 907818108 457 8455 DEFINED 31920
U S WEST INC COMMON 912889102 1288 31232 SOLE 39730 200
U S WEST INC COMMON 912889102 358 8698 DEFINED 39730 200
UNITED TECHNOLOGIES CORP COMMON 913017109 590 8074 SOLE 9974
UNITED TECHNOLOGIES CORP COMMON 913017109 138 1900 DEFINED 9974
UNOCAL CORP COMMON 915289102 1827 63831 SOLE 64075 800
UNOCAL CORP COMMON 915289102 29 1044 DEFINED 64075 800
V F CORP COMMON 918204108 271 5370 SOLE 5370
VANCE SANDERS EXCHANGE FUND COMMON 921902102 244 840 DEFINED 840
VANGUARD U S GROWTH PORTFOLIO COMMON 921910105 528 30405 SOLE 30405
VANGUARD SMALL CAPITAL STOCK F COMMON 921924106 1435 89409 SOLE 95459
VANGUARD SMALL CAPITAL STOCK F COMMON 921924106 97 6050 DEFINED 95459
VANGUARD/WELLINGTON FD INC #21 COMMON 921935102 1386 65172 SOLE 79282
VANGUARD/WELLINGTON FD INC #21 COMMON 921935102 300 14110 DEFINED 79282
VANGUARD BOND INDEX FUND COMMON 921937108 4622 485517 SOLE 586539
VANGUARD BOND INDEX FUND COMMON 921937108 961 101022 DEFINED 586539
VANGUARD TRUSTEES' EQUITY FUND COMMON 921939203 77 2390 SOLE 6453
VANGUARD TRUSTEES' EQUITY FUND COMMON 921939203 132 4063 DEFINED 6453
VANGUARD/WINDSOR II PORTFOLIO COMMON 922018205 2031 112975 SOLE 133225
VANGUARD/WINDSOR II PORTFOLIO COMMON 922018205 364 20250 DEFINED 133225
VANGUARD CALIF TAX FREE FD COMMON 922021100 186 17444 SOLE 17444
VANGUARD FIXED INCOME SECS FD COMMON 922031109 122 14430 SOLE 14430
VANGUARD FIXED INCOME COMMON 922031406 2706 255537 SOLE 355343
VANGUARD FIXED INCOME COMMON 922031406 1056 99806 DEFINED 355343
VANGUARD FIXED INCOME SECS FD 922031505 246 25877 SOLE 25877
<PAGE> PAGE 10
VALUE SHARES/ SH/ PUT/ INVSTMT -----VOTING AUTHORITY-----
NAME OF ISSUER -TITLE OF CLASS- --CUSIP-- (x$1000) PRN AMT PRN CALL DSCRETN -MANAGERS- SOLE SHARED NONE
VANGUARD FIXED INCOME SECS FD COMMON 922031604 116 11734 SOLE 21114
VANGUARD FIXED INCOME SECS FD COMMON 922031604 93 9380 DEFINED 21114
VANGUARD MUNICIPAL BOND FUND, COMMON 922907100 423 27346 SOLE 27346
VANGUARD MUNI BOND FUND COMMON 922907209 145 11329 DEFINED 11329
VANGUARD MUNI BOND FUND COMMON 922907704 418 39584 SOLE 56937
VANGUARD MUNI BOND FUND COMMON 922907704 183 17353 DEFINED 56937
VANGUARD INDEX TRUST COMMON 922908108 2685 55600 SOLE 62188 2627
VANGUARD INDEX TRUST COMMON 922908108 445 9215 DEFINED 62188 2627
VANGUARD INDEX TRUST COMMON 922908207 557 27551 SOLE 32338 1083
VANGUARD INDEX TRUST COMMON 922908207 118 5870 DEFINED 32338 1083
VANGUARD INDEX TRUST COMMON 922908504 642 55760 SOLE 55760
WMX TECHNOLOGIES INC COMMON 92929Q107 287 10566 SOLE 10966
WMX TECHNOLOGIES INC COMMON 92929Q107 10 400 DEFINED 10966
WACHOVIA CORPORATION COMMON 929771103 1468 41800 SOLE 47500
WACHOVIA CORPORATION COMMON 929771103 200 5700 DEFINED 47500
WAL MART STORES INC COMMON 931142103 904 38100 SOLE 50100 2400
WAL MART STORES INC COMMON 931142103 342 14400 DEFINED 50100 2400
WARNER LAMBERT CO COMMON 934488107 982 12300 SOLE 17000
WARNER LAMBERT CO COMMON 934488107 375 4700 DEFINED 17000
WELLS FARGO & CO COMMON 949740104 215 1300 SOLE 2900
WELLS FARGO & CO COMMON 949740104 265 1600 DEFINED 2900
WEYERHAEUSER CO COMMON 962166104 271 6475 SOLE 8475
WEYERHAEUSER CO COMMON 962166104 84 2000 DEFINED 8475
WINN-DIXIE STORES INC COMMON 974280109 878 15864 SOLE 18530
WINN-DIXIE STORES INC COMMON 974280109 147 2666 DEFINED 18530
WISCONSIN ENERGY CORP COMMON 976657106 149 5389 SOLE 7627
WISCONSIN ENERGY CORP COMMON 976657106 62 2238 DEFINED 7627
XEROX CORP COMMON 984121103 2549 20666 SOLE 28166
XEROX CORP COMMON 984121103 925 7500 DEFINED 28166
REPORT SUMMARY 429 DATA RECORDS 300700 0 OTHER MANAGERS ON WHOSE BEHALF REPORT IS FILED
</TABLE>