PACIFIC CAPITAL BANCORP /CA/
10-Q, EX-27, 2000-08-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE>                                               9
<MULTIPLIER>                                        1,000

<S>                                            <C>
<PERIOD-TYPE>                                  6-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-END>                                   JUN-30-2000
<CASH>                                            170,944
<INT-BEARING-DEPOSITS>                                  0
<FED-FUNDS-SOLD>                                  105,000
<TRADING-ASSETS>                                        0
<INVESTMENTS-HELD-FOR-SALE>                       636,586
<INVESTMENTS-CARRYING>                            118,034
<INVESTMENTS-MARKET>                              124,072
<LOANS>                                         2,084,439
<ALLOWANCE>                                        26,568
<TOTAL-ASSETS>                                  3,251,445
<DEPOSITS>                                      2,774,978
<SHORT-TERM>                                       93,716
<LIABILITIES-OTHER>                                46,818
<LONG-TERM>                                        78,000
<COMMON>                                            8,215
                                   0
                                             0
<OTHER-SE>                                        249,718
<TOTAL-LIABILITIES-AND-EQUITY>                  3,251,445
<INTEREST-LOAN>                                   108,551
<INTEREST-INVEST>                                  22,528
<INTEREST-OTHER>                                    9,363
<INTEREST-TOTAL>                                  140,442
<INTEREST-DEPOSIT>                                 46,116
<INTEREST-EXPENSE>                                 51,545
<INTEREST-INCOME-NET>                              88,897
<LOAN-LOSSES>                                       7,501
<SECURITIES-GAINS>                                   (498)
<EXPENSE-OTHER>                                    56,143
<INCOME-PRETAX>                                    51,484
<INCOME-PRE-EXTRAORDINARY>                         51,484
<EXTRAORDINARY>                                         0
<CHANGES>                                               0
<NET-INCOME>                                       31,375
<EPS-BASIC>                                          1.28
<EPS-DILUTED>                                        1.26
<YIELD-ACTUAL>                                       3.73
<LOANS-NON>                                        12,358
<LOANS-PAST>                                          920
<LOANS-TROUBLED>                                        5
<LOANS-PROBLEM>                                    32,878
<ALLOWANCE-OPEN>                                   28,686
<CHARGE-OFFS>                                      12,696
<RECOVERIES>                                        3,103
<ALLOWANCE-CLOSE>                                  26,568
<ALLOWANCE-DOMESTIC>                               26,568
<ALLOWANCE-FOREIGN>                                     0
<ALLOWANCE-UNALLOCATED>                                 0


</TABLE>


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