TRUSTCO BANK CORP N Y
8-K, 2000-08-15
STATE COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934

--------------------------------------------------------------------------------
        Date of Report (Date of earliest event reported): August 15, 2000
                                                         (August 15, 2000)
            -------------------------------------------------------

                              TRUSTCO BANK CORP NY


             (Exact name of registrant as specified in its charter)

                                    New York
                 (State or other jurisdiction of incorporation)


                  0-10592                                14-1630287
     -------------------------------        ---------------------------------
         (Commission File Number)           (IRS Employer Identification No.)

          -------------------------------------------------------------
                192 Erie Boulevard, Schenectady, New York 12305
               (Address of principal executive offices) (Zip Code)



       Registrant's telephone number, including area code: (518) 377-3311




<PAGE>


TrustCo Bank Corp NY


Item 5.        OTHER EVENTS
-------        ------------

               A press  release  was  issued on August  15,  2000,  declaring  a
               quarterly  cash dividend of $0.15 per share,  payable  October 2,
               2000, to the  shareholders  of record at the close of business on
               September 8, 2000.  The Company also  announced that its Board of
               Directors  approved a 15% stock split. The additional  shares are
               to be distributed on November 13, 2000 to  shareholders of record
               on October 20,  2000.  Attached is the press  release  labeled as
               exhibit 99(a).




Item 7         (c) EXHIBITS
-------         -----------

                Reg S-K Exhibit No.  DESCRIPTION
                -------------------  -----------
                  99(a)              Press release dated August 15, 2000,
                                     declaring a quarterly  cash dividend
                                     of $0.15 per  share,  payable  October
                                     2, 2000,  to the  shareholders  of
                                     record at the close of business on
                                     September  8, 2000.  The Company  also
                                     announced  that its Board of  Directors
                                     approved a 15% stock  split.  The
                                     additional   shares  are  to  be
                                     distributed  on  November  13,  2000  to
                                     shareholders of record on October 20, 2000.





                                      2
<PAGE>


                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.


Dated: August 15, 2000

                                              TRUSTCO BANK CORP NY
                                              (Registrant)


                                              By:/s/ William F. Terry
                                              -----------------------
                                              William F. Terry
                                              Secretary


                                      3

<PAGE>

                                 EXHIBITS INDEX


The following exhibits are filed herewith:


Reg S-K Exhibit No.        Description                               Page
-------------------        -------------------------------------   --------
         99(a)             Press release dated August 15,              5
                           2000,   declaring a quarterly cash
                           dividend of $0.15 per share, payable
                           October 2, 2000, to the shareholders
                           of record at the close of business on
                           September 8, 2000.  The Company
                           also announced that its Board of
                           Directors approved a 15% stock split.
                           The additional shares are to be distributed
                           on November 13, 2000 to shareholders
                           of record on October 20, 2000.








                                      4
<PAGE>
                                                                   Exhibit 99(a)


TRUSTCO
Bank Corp NY                                                    News Release
192 Erie Boulevard, Schenectady, New York, 12305
--------------------------------------------------------------------------------
(518) 377-3311   Fax: (518) 381-3668

Subsidiary:  Trustco Bank                                       NASDAQ -- TRST


                    Contact:        William F. Terry
                    Secretary
                    518-381-3611


FOR IMMEDIATE RELEASE:

                 TRUSTCO DECLARES CASH DIVIDEND AND STOCK SPLIT

Schenectady, New York - August 15, 2000

          On August 15, 2000 the Board of  Directors  of the Company  declared a
          quarterly dividend of $0.15 per share, payable October 2, 2000, to the
          shareholders of record at the close of business on September 8, 2000.

          The Company also announced that its Board of Directors  approved a 15%
          stock split.  The additional  shares are to be distributed on November
          13, 2000 to  shareholders  of record on October 20, 2000. The Board of
          Directors  also  expressed  its intent to  maintain  its $0.60  annual
          dividend rate per share.

          TrustCo is a $2.4  billion  bank  holding  company,  and  through  its
          subsidiary  banks,  Trustco  Bank,  National  Association  and Trustco
          Savings Bank,  operates 54 bank offices in Albany,  Columbia,  Greene,
          Montgomery,  Rensselaer, Saratoga, Schenectady, Warren, and Washington
          counties.  In addition,  Trustco  Bank,  N.A.  operates a full service
          Trust  Department with $1.34 billion of assets under  management.  The
          common shares of TrustCo are traded on the Nasdaq National Market tier
          of the Nasdaq Stock Market under the symbol TRST.



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