TRUSTCO BANK CORP N Y
S-4/A, EX-23.(B), 2000-10-18
STATE COMMERCIAL BANKS
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                                  Exhibit 23(b)



                    CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS



As independent public accountants, we hereby consent to the incorporation by
reference in this Amendment No. 3 to the Registration Statement on Form S-4 of
TrustCo Bank Corp NY related to the proposed acquisition of Cohoes Bancorp, Inc.
of our report dated August 17, 2000, relating to the consolidated statements of
condition of Cohoes Bancorp, Inc. and subsidiary as of June 30, 2000 and 1999,
and the related consolidated statements of operations, changes in stockholders'
equity and cash flows for each of the years in the three-year period ended June
30, 2000, which report is incorporated by reference in the Annual Report on Form
10-K of Cohoes Bancorp, Inc. for the fiscal year ended June 30, 2000 and to all
references to our Firm included in this Registration Statement.


/s/ Arthur Andersen LLP

New York, New York
October 16, 2000




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