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Previous: TRUSTCO BANK CORP N Y, 10-Q, 2000-11-14 |
Next: ASIA RESOURCES HOLDINGS LTD, 10QSB, 2000-11-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
accompanying financial statements and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 9-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> SEP-30-2000 SEP-30-1999
<CASH> 39,120 41,669
<INT-BEARING-DEPOSITS> 1,501 86
<FED-FUNDS-SOLD> 244,420 265,000
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 638,686 703,276
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 1,436,175 1,336,578
<ALLOWANCE> 55,751 55,719
<TOTAL-ASSETS> 2,395,659 2,385,360
<DEPOSITS> 1,993,313 2,013,444
<SHORT-TERM> 165,223 151,774
<LIABILITIES-OTHER> 51,572 48,036
<LONG-TERM> 1,231 0
0 0
0 0
<COMMON> 56,610 28,185
<OTHER-SE> 127,710 143,921
<TOTAL-LIABILITIES-AND-EQUITY> 2,395,659 2,385,360
<INTEREST-LOAN> 84,164 79,732
<INTEREST-INVEST> 33,897 33,293
<INTEREST-OTHER> 11,313 12,330
<INTEREST-TOTAL> 129,374 125,355
<INTEREST-DEPOSIT> 49,267 51,722
<INTEREST-EXPENSE> 55,399 56,123
<INTEREST-INCOME-NET> 73,975 69,232
<LOAN-LOSSES> 2,560 4,013
<SECURITIES-GAINS> (5,013) (2,230)
<EXPENSE-OTHER> 35,101 35,055
<INCOME-PRETAX> 47,138 43,732
<INCOME-PRE-EXTRAORDINARY> 31,528 28,787
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 31,528 28,787
<EPS-BASIC> 0.513 0.466 <F1>
<EPS-DILUTED> 0.497 0.447 <F1>
<YIELD-ACTUAL> 4.50 4.09
<LOANS-NON> 5,017 4,654
<LOANS-PAST> 1,206 1,109
<LOANS-TROUBLED> 6,524 4,178
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 55,820 54,375
<CHARGE-OFFS> 4,050 6,186
<RECOVERIES> 1,187 3,517
<ALLOWANCE-CLOSE> 55,751 55,719
<ALLOWANCE-DOMESTIC> 0 0
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 55,751 55,719
<FN>
<F1> EPS primary and EPS diluted have been restated to reflect a
15% stock split in November 2000. The September 30, 1999 Financial
Data Schedule has been restated.
</FN>
</TABLE>
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