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Previous: TRUSTCO BANK CORP N Y, 10-Q, 2000-08-14 |
Next: ASIA RESOURCES HOLDINGS LTD, 10QSB, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
accompanying financial statements and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 6-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> JUN-30-2000 JUN-30-1999
<CASH> 36,275 42,185
<INT-BEARING-DEPOSITS> 50 45
<FED-FUNDS-SOLD> 243,000 293,000
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 639,927 713,174
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 1,375,069 1,325,549
<ALLOWANCE> 55,389 55,656
<TOTAL-ASSETS> 2,367,107 2,409,016
<DEPOSITS> 1,979,144 2,044,731
<SHORT-TERM> 162,109 142,178
<LIABILITIES-OTHER> 49,722 45,579
<LONG-TERM> 0 0
0 0
0 0
<COMMON> 56,598 28,164
<OTHER-SE> 119,534 148,364
<TOTAL-LIABILITIES-AND-EQUITY> 2,367,107 2,409,016
<INTEREST-LOAN> 55,211 53,026
<INTEREST-INVEST> 22,598 21,840
<INTEREST-OTHER> 7,467 8,398
<INTEREST-TOTAL> 85,276 83,264
<INTEREST-DEPOSIT> 32,245 34,923
<INTEREST-EXPENSE> 36,026 37,852
<INTEREST-INCOME-NET> 49,250 45,412
<LOAN-LOSSES> 1,650 3,013
<SECURITIES-GAINS> (3,369) (1,077)
<EXPENSE-OTHER> 23,354 23,555
<INCOME-PRETAX> 31,103 28,514
<INCOME-PRE-EXTRAORDINARY> 20,767 18,815
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 20,767 18,815
<EPS-BASIC> 0.388 0.350 <F1>
<EPS-DILUTED> 0.376 0.336 <F1>
<YIELD-ACTUAL> 4.50 4.01
<LOANS-NON> 5,003 5,437
<LOANS-PAST> 256 1,915
<LOANS-TROUBLED> 6,503 4,116
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 55,820 54,375
<CHARGE-OFFS> 2,957 4,677
<RECOVERIES> 876 2,945
<ALLOWANCE-CLOSE> 55,389 55,656
<ALLOWANCE-DOMESTIC> 0 0
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 55,389 55,656
<FN>
<F1> EPS basic and EPS diluted have been restated to reflect a
two-for-one stock split in November 1999. The June 30, 1999 Financial
Data Schedule has been restated.
</FN>
</TABLE>
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