TRUSTCO BANK CORP N Y
8-K, 2000-11-21
STATE COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934

______________________________________________________________________________

       Date of Report (Date of earliest event reported): November 21, 2000
                                                         (November 21, 2000)
        ______________________________________________________________

                             TRUSTCO BANK CORP NY


             (Exact name of registrant as specified in its charter)

                                    New York
                 (State or other jurisdiction of incorporation)


             0-10592                               14-1630287
   _______________________________      ____________________________________
      (Commission File Number)           (IRS Employer Identification No.)

        _________________________________________________________________

                 192 Erie Boulevard, Schenectady, New York 12305
               (Address of principal executive offices) (Zip Code)



       Registrant's telephone number, including area code: (518) 377-3311


________________________________________________________________________________

<PAGE>

TrustCo Bank Corp NY


ITEM 5.   OTHER EVENTS
-------   ------------

          A press release was issued on November 21, 2000, declaring a quarterly
          dividend  of  $0.15  per  share,  payable  January  2,  2001,  to  the
          shareholders  of record at the close of  business on December 8, 2000.
          Attached is the press release labeled as exhibit 99(a).




ITEM 7    (c) Exhibits
------

           Reg S-K Exhibit No.    Description
           -------------------    -----------
                99(a)             Press release dated  November 21, 2000
                                  declaring a quarterly  dividend of  $0.15 per
                                  share,  payable  January 2, 2001, to the
                                  shareholders of record at the close of
                                  business on December 8, 2000.





                                     - 2 -

<PAGE>


                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.


Date: November 21, 2000

                                           TrustCo Bank Corp NY
                                           (Registrant)





                                           By:/s/ Robert T. Cushing
                                              ----------------------------
                                               Robert T. Cushing
                                               Vice President and
                                               Chief Financial Officer










                                    - 3 -
<PAGE>

                                 Exhibits Index


The following exhibits are filed herewith:


Reg S-K Exhibit No.        Description                                   Page
____________________       ___________________________________________   _____
         99(a)             Press release dated November 21,                5
                           2000 declaring a quarterly dividend
                           of $0.15 per share, payable January
                           2, 2001, to the shareholders of record
                           at the close of business on December
                           8, 2000.


















                                    - 4 -

<PAGE>
                                                                   Exhibit 99(a)

TRUSTCO
Bank Corp NY                                                News Release
--------------------------------------------------------------------------------
192 Erie Boulevard, Schenectady, New York, 12305
(518) 377-3311   Fax: (518) 381-3668

Subsidiary:  Trustco Bank                                   NASDAQ -- TRST
             Trustco Savings Bank

             William F. Terry
             Senior Vice President and Secretary
             518-381-3611


FOR IMMEDIATE RELEASE:


                         TRUSTCO DECLARES CASH DIVIDEND

Schenectady, New York - November 21, 2000

          On November 21, 2000 the Board of Directors of the Company  declared a
          quarterly dividend of $0.15 per share, payable January 2, 2001, to the
          shareholders of record at the close of business on December 8, 2000.

          TrustCo  is a $2.4  billion  bank  holding  company  and  through  its
          subsidiaries,  Trustco Bank, National Association, and Trustco Savings
          Bank,   operates  54  bank  offices  in  Albany,   Columbia,   Greene,
          Montgomery, Rensselaer, Saratoga, Schenectady,  Schoharie, Warren, and
          Washington  counties.  In addition,  the bank  operates a full service
          Trust  Department with $1.37 billion of assets under  management.  The
          common shares of TrustCo are traded on the Nasdaq National Market tier
          of the Nasdaq Stock Market under the symbol TRST.




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