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<PAGE> 1 EXHIBIT 23.2 CONSENT OF INDEPENDENT ACCOUNTANTS We consent to incorporation by reference in Registration Statement No. 333-02565 on Form S-8 of our report dated June 9, 1999, relating to the financial statements included in the 1999 Annual Report on Form 11-K of First Commercial Corporation 401(k) Plan as of December 31, 1998. /s/ Baird, Kurtz & Dobson Little Rock, Arkansas June 23, 2000
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