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EXHIBIT 23.1
CONSENT OF ERNST & YOUNG LLP
We consent to the reference to our firm under the caption "Experts" in the
Registration Statement (Form S-4) and related Prospectus of Regions Financial
Corporation for the registration of up to 523,250 shares of its common stock and
to the incorporation by reference therein of our report dated February 22, 2000
(except Note Y as to which the date is March 15, 2000), with respect to the
consolidated financial statements of Regions Financial Corporation included in
its Annual Report on Form 10-K for the year ended December 31, 1999, filed with
the Securities and Exchange Commission.
/s/ ERNST & YOUNG LLP
Birmingham, Alabama
July 21, 2000
