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<PAGE>
Exhibit 23.2
CONSENT OF INDEPENDENT AUDITORS
We consent to the incorporation by reference in the Registration Statement (Form
S-8) pertaining to the U.S. Bancorp 1999 Stock Incentive Plan of our report
dated January 18, 2000, with respect to the consolidated financial statements of
U.S. Bancorp included in its Annual Report (Form 10-K) for the year ended
December 31, 1999, filed with the Securities and Exchange Commission.
/s/ Ernst & Young LLP
Minneapolis, Minnesota
June 2, 2000
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