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<TABLE> <S> <C>
<ARTICLE> 7
<S> <C>
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<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> Sep-30-2000
<DEBT-HELD-FOR-SALE> $120,804
<DEBT-CARRYING-VALUE> 486
<DEBT-MARKET-VALUE> 477
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<MORTGAGE> 0
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<TOTAL-INVEST> 170,125
<CASH> 133
<RECOVER-REINSURE> 186,655
<DEFERRED-ACQUISITION> 3,339
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<POLICY-LOSSES> 277,043
<UNEARNED-PREMIUMS> 34,768
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<NOTES-PAYABLE> 0
0
0
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<OTHER-SE> 63,016
<TOTAL-LIABILITY-AND-EQUITY> 409,446
23,650
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<OTHER-INCOME> 181
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<INCOME-PRETAX> (5,774)
<INCOME-TAX> (2,377)
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<NET-INCOME> (3,397)
<EPS-BASIC> $ (0.48)
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</TABLE>
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