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Previous: NORTH COUNTRY FINANCIAL CORP, 10-Q, EX-10, 2000-08-14 |
Next: ALLFIRST FINANCIAL INC, 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 22,250
<INT-BEARING-DEPOSITS> 1,367
<FED-FUNDS-SOLD> 7,005
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 57,543
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 524,239
<ALLOWANCE> 7,720
<TOTAL-ASSETS> 645,130
<DEPOSITS> 502,644
<SHORT-TERM> 0
<LIABILITIES-OTHER> 5,175
<LONG-TERM> 81,593
0
0
<COMMON> 15,926
<OTHER-SE> 27,342
<TOTAL-LIABILITIES-AND-EQUITY> 645,130
<INTEREST-LOAN> 23,824
<INTEREST-INVEST> 1,918
<INTEREST-OTHER> 191
<INTEREST-TOTAL> 25,933
<INTEREST-DEPOSIT> 11,143
<INTEREST-EXPENSE> 13,615
<INTEREST-INCOME-NET> 12,318
<LOAN-LOSSES> 1,875
<SECURITIES-GAINS> 49
<EXPENSE-OTHER> 8,729
<INCOME-PRETAX> 4,087
<INCOME-PRE-EXTRAORDINARY> 4,087
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,412
<EPS-BASIC> .49
<EPS-DILUTED> .49
<YIELD-ACTUAL> 5.01
<LOANS-NON> 5,256
<LOANS-PAST> 1,820
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 6,863
<CHARGE-OFFS> 1,098
<RECOVERIES> 80
<ALLOWANCE-CLOSE> 7,720
<ALLOWANCE-DOMESTIC> 7,720
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 2,260
</TABLE>
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